Enter any address in Harding County, New Mexico to see its FEMA flood zone
4 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Harding County, New Mexico has recorded 6 flood-related events since 1996 according to NOAA's Storm Events Database, including 5 flash floods and 1 river or area floods. The county has received 8 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Flooding, And Mudslides | Flood | Sep 9, 2013 |
| Severe Storms And Flooding | Severe Storm | Jul 26, 2006 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Fire Threats | Fire | May 5, 2000 |
| Drought | Drought | Mar 2, 1977 |
| Severe Storms, Snow Melt & Flooding | Flood | May 11, 1973 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 16, 2025 | 0.00K |
| Flood | Aug 23, 2017 | 0.00K |
| Flash Flood | Aug 22, 2017 | 0.00K |
| Flash Flood | Jul 10, 2004 | — |
| Flash Flood | Jul 2, 2000 | — |
Flash Flood — Jul 16, 2025
Abundant monsoonal moisture resulted in scattered to numerous afternoon thunderstorms developing over the high terrain of NM before moving over surrounding lower elevations during the late afternoon and evening hours of July 16th and 17th. While a few thunderstorms became severe and produced large hail in a few spots of northeastern NM on the 16th, flash flooding over the Ruidoso area burn scar...
Flood — Aug 23, 2017
A subtropical wave lifted north from Mexico and stalled out over the northwest corner of New Mexico on the 22nd. This allowed an extended fetch of abundant atmospheric moisture to surge north across central and eastern New Mexico. An area of rain and thunderstorms developed during the predawn hours over the Ute Creek drainage around Harding County. Several ranchers reported between four and fiv...
Flash Flood — Aug 22, 2017
A subtropical wave lifted north from Mexico and stalled out over the northwest corner of New Mexico on the 22nd. This allowed an extended fetch of abundant atmospheric moisture to surge north across central and eastern New Mexico. An area of rain and thunderstorms developed during the predawn hours over the Ute Creek drainage around Harding County. Several ranchers reported between four and fiv...
Source: NOAA National Weather Service Storm Events Database.
FEMA assigns flood zone designations to areas in Harding County, New Mexico:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Harding County, New Mexico that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.