FEMA flood zones · New Mexico

Hidalgo County, New Mexico Flood Zone Map

3 flood insurance claims·$27,828 paid·5 federal flood & hurricane disasters

Less than 1% of Hidalgo County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Hidalgo County, New Mexico. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How deep the water got

outlet80″ door12″24″36″48″60″72″84″

In flood insurance claims here that reported a flood depth, the average was 8 inches.

Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.

Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.

In their words

1 NOAA storm reports from Hidalgo County describe what happened, in the words of the forecasters who covered it. Read the New Mexico flood stories →

Federal disasters

10 federal disaster declarations since 1972, 5 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Storms And FloodingJul 26, 2006
Hurricane Katrina EvacuationAug 29, 2005
Severe Fire ThreatsMay 5, 2000
Severe Storms & FloodingJan 5, 1993
Severe Storms & FloodingJan 18, 1985
Severe Storms And FloodingSep 18, 1983
FloodingJan 29, 1979
Heavy Rains & FloodingNov 20, 1972

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

8 since 1996: 8 flash floods.

EventDateDamage
Flash FloodAug 31, 2025—
Flash FloodOct 4, 2017—
Flash FloodJul 10, 2015—
Flash FloodAug 29, 2013—
Flash FloodAug 1, 2007—
Flash FloodAug 4, 2006—
Flash FloodSep 11, 2002—
Flash FloodOct 7, 2002—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Aug 31, 2025. Monsoonal moisture remained over the region with a low level convergent area setting up near the New Mexico/Arizona border region. A strong thunderstorm developed over the Lordsburg Playa and produced heavy rain and areas of blowing dust reducing visibilities to under a quarter mile.

Flash Flood · Oct 4, 2017. A deep south to southeast low level flow brought plenty of moisture into southern New Mexico. A weak disturbance aloft helped to trigger thunderstorms over the region which moved very slowly and produced locally heavy rain and flash flooding around Animas.

Flash Flood · Jul 10, 2015. An upper low was located over Northern Nevada with 75kt jet across Central Arizona. Low level winds out of the southeast pumped moisture into the area with dew points in the upper 50s and lower 60s. The moisture combined with moderate instability and deep layer wind shear to produce widespread severe thunderstorms and flash flooding.

Flash Flood · Aug 29, 2013. An area of deep moisture was trapped under a large upper high which was located across much of the country. Dew points near 60 were recorded near the Arizona-New Mexico border region. Sufficient instability combined with daytime heating to produce very heavy rain across the Lordsburg area.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Hidalgo County

If a building in Hidalgo County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.