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Taos, New Mexico Flood Zones

Check an Address in Taos

Enter any address in Taos, New Mexico to see its FEMA flood zone

Flood Risk in Taos, New Mexico

Taos has a population of 6,474 residents. Like many communities in New Mexico, properties in Taos may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Taos. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

New Mexico Statewide Flood Data

Total NFIP Claims
1,922
Total Claims Paid
$40.8M
Active Policies
241,005
Avg Premium
$742/yr
Disaster Declarations
543
Peak Claims Year
2024

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in Taos

FEMA assigns flood zone designations to areas in Taos, New Mexico:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Taos

Properties in Taos that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in New Mexico is approximately $742 per year.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all New Mexico flood zone data →