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Binghamton University CDP, New York Flood Zones

Check an Address in Binghamton University CDP

Enter any address in Binghamton University CDP, New York to see its FEMA flood zone

Flood Risk in Binghamton University CDP, New York

Binghamton University CDP has a population of 7,261 residents. Like many communities in New York, properties in Binghamton University CDP may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Binghamton University CDP. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

New York Statewide Flood Data

Total NFIP Claims
175,151
Total Claims Paid
$5.7B
Active Policies
1,000
Avg Premium
$1,129/yr
Disaster Declarations
1,537
Peak Claims Year
2012

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in Binghamton University CDP

FEMA assigns flood zone designations to areas in Binghamton University CDP, New York:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Binghamton University CDP

Properties in Binghamton University CDP that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in New York is approximately $1,129 per year.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all New York flood zone data →