Enter any address in Clinton County, New York to see its FEMA flood zone
Flash flooding from heavy rainfall events is a recurring concern in Clinton County. Between 2004 and 2023, NOAA Storm Events data recorded 42 flood events and 37 flash flood events. Recent occurrences include significant flash flooding in the Ellenburg area on July 2, 2023, following torrential rainfall, and scattered flash flooding across northeastern New York, including parts of Clinton County, from heavy rain between July 9th and 11th, 2023.
National Flood Insurance Program (NFIP) claims data indicates that properties designated as Zone A have experienced a high volume of claims, with an average payout of $19,250 and an average water depth of 2.0 feet. Properties in Zone X also show a notable number of claims, with a higher average payout of $22,119 and an average water depth of 3.4 feet, suggesting that flood risk extends beyond areas with the highest flood hazard designation. Homeowners in all flood zones, particularly those in Zone A and Zone X, as well as those in areas with unknown flood risk designations, should be aware of their potential exposure.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
53 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Clinton County, New York has recorded 83 flood-related events since 1996 according to NOAA's Storm Events Database, including 37 flash floods and 42 river or area floods. The county has received 19 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1993–2023)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms And Flooding | Severe Storm | Jul 9, 2023 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Winter Storm And Snowstorm | Snowstorm | Mar 14, 2017 |
| Severe Storms And Flooding | Flood | Jun 26, 2013 |
| Hurricane Sandy | Hurricane | Oct 27, 2012 |
| Hurricane Irene | Hurricane | Aug 26, 2011 |
| Severe Storms, Flooding, Tornadoes, And Straight-line Winds | Flood | Apr 26, 2011 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Storms And Flooding | Severe Storm | May 13, 2004 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 10, 2024 | 50.00K |
| Flash Flood | Jul 9, 2023 | 500.00K |
| Flash Flood | Jul 7, 2023 | 25.00K |
| Flash Flood | Jul 7, 2023 | 100.00K |
| Flash Flood | Jul 2, 2023 | 150.00K |
| Flash Flood | Jul 2, 2023 | 100.00K |
| Flash Flood | Feb 18, 2022 | 5.00K |
| Flood | Jun 30, 2017 | 10.00K |
| Flash Flood | Jun 29, 2017 | 10.00K |
| Flash Flood | Jun 28, 2016 | 10.00K |
Flash Flood — Jul 10, 2024
The remnants of TS Beryl combined with deep tropical moisture and a stationary front draped across the region produced multiple rounds of heavy showers and storms. This led to numerous reports of flash flooding, some locally severe across portions of eastern New York, mainly in Essex County.
Flash Flood — Jul 9, 2023
Multiple rounds of heavy rainfall affected portions of northeastern New York from late afternoon of the 9th through the early morning hours on the 11th. During the roughly 36-hour period, two to as much as five inches of rain affected these counties in several bursts. This led to scattered areas of flash flooding, some significant to severe.
Flash Flood — Jul 7, 2023
Several clusters of training showers and thunderstorms, some with torrential rainfall affected portions of Clinton County, NY on the afternoon of July 7, 2023. Areas around Altona, NY and Dannemora, NY were affected by flash flooding after several inches of rain was observed.
Flash Flood — Jul 2, 2023
Several rounds of torrential, convective rainfall affected portions of west central Clinton, and eastern Franklin Counties during the early morning and afternoon hours of July 2, 2023. Flooding and flash flooding, some significant, occurred in this area, particularly in the Ellenburg, NY area.
Flash Flood — Feb 18, 2022
Heavy rainfall (1.5 to 2.5 inches) and snowmelt led to the formation of a significant ice jam on the East Branch of the Ausable River at Au Sable Forks, NY during the late morning to early afternoon hours of 18 February, 2022. The jam moved downstream from the upper portions of the watershed in the Town of Jay, first creating high water near the juncture of US Route 9N and Stickney Bridge Road....
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Clinton County, New York:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Clinton County, New York that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.