Enter any address in Dutchess County, New York to see its FEMA flood zone
Flash flooding from heavy rainfall events is the most frequent type of flooding in Dutchess County, accounting for 64 events in the last 30 years. Other flood types, including general flooding, tropical storms, and storm surge, have also occurred. Recent examples include flash flooding on June 6-7, 2025, which inundated numerous roadways, and general flooding on January 9-10, 2024, associated with a strong storm system that brought heavy rainfall.
National Flood Insurance Program (NFIP) data shows that properties in Zone A have experienced the highest number of claims, with an average payout of $22,154 and an average water depth of 7.0 feet. Properties in Zone X also have a significant number of claims, with an average payout of $11,247 and an average water depth of 2.6 feet. Homeowners in Zone A, and those in other flood zones with substantial water depths, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
50 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Dutchess County, New York has recorded 107 flood-related events since 1996 according to NOAA's Storm Events Database, including 64 flash floods and 40 river or area floods. The county has received 27 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1965–2023)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms And Flooding | Severe Storm | Jul 9, 2023 |
| Remnants Of Hurricane Ida | Hurricane | Sep 1, 2021 |
| Hurricane Henri | Hurricane | Aug 21, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Winter Storm And Snowstorm | Snowstorm | Mar 14, 2017 |
| Hurricane Sandy | Hurricane | Oct 27, 2012 |
| Hurricane Irene | Hurricane | Aug 26, 2011 |
| Severe Winter Storm And Snowstorm | Severe Storm | Dec 26, 2010 |
| Severe Winter Storm | Severe Storm | Dec 11, 2008 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 6, 2025 | 0.00K |
| Flash Flood | Jun 6, 2025 | 10.00K |
| Flood | Jan 10, 2024 | 0.00K |
| Flood | Jan 9, 2024 | 0.00K |
| Flood | Dec 18, 2023 | 0.00K |
| Flood | Jul 16, 2023 | 20.00K |
| Flash Flood | Aug 12, 2023 | 5.00K |
| Flood | Jul 10, 2023 | 1.00K |
| Flash Flood | Jul 10, 2023 | 2.00K |
| Flash Flood | Jul 10, 2023 | 3.00K |
Flash Flood — Jun 6, 2025
A frontal boundary stalled to the south of the ALY County Warning Area, in tandem with several mid- and upper-level disturbances generated widespread heavy rainfall and scattered thunderstorms across eastern New York on June 6 and 7. Prolonged, moderate to locally heavy downpours lead to widespread poor drainage and urban flooding with numerous roadways and residential roadways becoming inundat...
Flood — Jan 10, 2024
A strong storm system brought strong winds, heavy rainfall, flooding and high elevation wet snow to eastern New York from the afternoon hours on January 9 into the early morning hours on January 10, 2024. Between 3 and 7 inches of snow fell across portions of the southern Adirondacks along with a light accumulation of sleet and freezing rain before changing over to plain rain. On the warmer sid...
Flood — Jan 9, 2024
A strong storm system brought strong winds, heavy rainfall, flooding and high elevation wet snow to eastern New York from the afternoon hours on January 9 into the early morning hours on January 10, 2024. Between 3 and 7 inches of snow fell across portions of the southern Adirondacks along with a light accumulation of sleet and freezing rain before changing over to plain rain. On the warmer sid...
Flood — Dec 18, 2023
An area of low pressure tracked up the East Coast and intensified in the process as it brought widespread moderate to heavy rainfall across eastern New York on December 18, 2023. Rainfall totals were between 2 and 5 inches with the highest amounts across the eastern Catskills. This rain led to both areal and river flooding across the region. Some rivers didn't recede until December 22.||States ...
Flood — Jul 16, 2023
A couple of rounds of showers and thunderstorms resulted in wind damage and flash flooding over parts of eastern New York on July 16, 2023. One round occurred during the early morning hours which resulted in some downed trees and wires as well as some street flooding and washouts, primarily across the mid-Hudson Valley. The second round moved through during the afternoon leading to some floodin...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Dutchess County, New York:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Dutchess County, New York that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.