Enter any address in Fulton County, New York to see its FEMA flood zone
Flash flooding from heavy rainfall events is the primary flood concern in Fulton County. Over the past 30 years, NOAA Storm Events data indicates 20 flash flood events and 19 flood events, alongside 2 tropical storm events. For example, a slow-moving frontal system in April 2022 brought 1.50 to 3.00 inches of rain, with some areas receiving over 4.50 inches, leading to widespread flooding. In November 2019, a low-pressure system delivered 2-5 inches of rain, with isolated amounts up to 7 inches, causing flash flooding and rapid rises on local creeks and streams.
National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have experienced the most claims, with an average payout of $5,959 and an average water depth of 14.6 feet. While Zone X_SHADED has had fewer claims, the single claim recorded had a high average payout of $14,700 with 2.0 feet of water. Homeowners in Zone A, as well as those in areas with unknown or shaded X zones, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
17 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Fulton County, New York has recorded 41 flood-related events since 1996 according to NOAA's Storm Events Database, including 20 flash floods and 19 river or area floods. The county has received 18 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1993–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Straight-line Winds, And Flooding | Severe Storm | Oct 31, 2019 |
| Severe Winter Storm And Snowstorm | Snowstorm | Mar 14, 2017 |
| Hurricane Sandy | Hurricane | Oct 27, 2012 |
| Remnants Of Tropical Storm Lee | Severe Storm | Sep 7, 2011 |
| Hurricane Irene | Hurricane | Aug 26, 2011 |
| Severe Storms And Flooding | Severe Storm | Jun 26, 2006 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Storms And Flooding | Severe Storm | May 13, 2004 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Apr 7, 2022 | 1.00K |
| Flood | Apr 7, 2022 | 20.00K |
| Flood | Nov 1, 2019 | 0.00K |
| Flood | Jan 12, 2018 | 0.00K |
| Flash Flood | Aug 4, 2017 | 1.00K |
| Flash Flood | Jul 1, 2017 | 0.00K |
| Flash Flood | Aug 28, 2011 | 0.00K |
| Tropical Storm | Aug 28, 2011 | 0.00K |
| Flood | Apr 28, 2011 | 0.00K |
| Flood | Sep 8, 2011 | 0.00K |
Flood — Apr 7, 2022
A slow moving frontal system produced widespread heavy rainfall and flooding across eastern New York from April 7-8, 2022. Rainfall amounts between 1.50 and 3.00 inches were common, though a few localized areas received upwards of 4.50 inches. Periods of light to moderate rainfall began during the daytime hours on April 7 with the steadiest and heaviest rainfall arriving during the evening hour...
Flood — Nov 1, 2019
A strengthening low pressure system moving from Ohio to Lake Ontario drew anomalous warmth and moisture northward on Halloween, with temperatures surging into the 60s and 70s over eastern New York and western New England. A large swath of rainfall totaling 2-5 inches, with isolated areas as high as 7 inches, occurred over the Mohawk Valley and southern Adirondacks, resulting in reports of flash...
Flood — Jan 12, 2018
After a frigid end of December and beginning of January, an unseasonably warm airmass was pumped into New York on January 12th on southerly winds. The temperatures reached the 50s and 60s during the day. Showers also developed in the warm airmass ahead of a cold front and were heavy at times, with some locations receiving one to three inches of rainfall. The combination of warm temperatures and...
Flash Flood — Aug 4, 2017
A strong upper-level trough over the Great Lakes was headed towards the Northeast on Friday, August 4th along with a weak cold front. Much of eastern New York was situated with a warm and humid air mass, allowing for the atmosphere to be rather unstable.||Strong to severe thunderstorms developed north and west of the Capital District during the afternoon hours. The leading cell in this activi...
Flash Flood — Jul 1, 2017
An upper-level disturbance interacted with a very moist atmosphere on July 1, generating several rounds of thunderstorms across areas mainly along and north of I-90. These storms resulted in torrential rainfall and flash flooding in portions of Herkimer, Fulton, Warren, Washington, and Rensselaer Counties. It was the second straight day of heavy rainfall for some of these areas. The village of ...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Fulton County, New York:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Fulton County, New York that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.