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Schenectady County, New York Flood Zones

Check an Address in Schenectady County

Enter any address in Schenectady County, New York to see its FEMA flood zone

Schenectady County Disaster History

Disaster Declarations
25
Flood/Coastal Disasters
1
Hurricane Disasters
5
Latest Disaster
HURRICANE HENRI (2021-08-21)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Schenectady County

DeclarationTypeDate
HURRICANE HENRIHurricane2021-08-21
COVID-19 Biological2020-01-20
COVID-19 PANDEMICBiological2020-01-20
SEVERE WINTER STORM AND SNOWSTORMSnowstorm2017-03-14
HURRICANE SANDYHurricane2012-10-27
REMNANTS OF TROPICAL STORM LEESevere Storm2011-09-07
REMNANTS OF TROPICAL STORM LEESevere Storm2011-09-07
HURRICANE IRENEHurricane2011-08-26
SEVERE WINTER STORMSevere Storm2008-12-11
SEVERE WINTER STORMSevere Storm2008-12-11

Flood Zone Types in Schenectady County

FEMA assigns flood zone designations to areas in Schenectady County, New York:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Schenectady County

Properties in Schenectady County, New York that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.