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Apex, North Carolina Flood Zones

Check an Address in Apex

Enter any address in Apex, North Carolina to see its FEMA flood zone

Flood Risk in Apex, North Carolina

Apex has a population of 58,780 residents. Like many communities in North Carolina, properties in Apex may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Apex. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

North Carolina Statewide Flood Data

Total NFIP Claims
109,495
Total Claims Paid
$2.3B
Active Policies
1,000
Avg Premium
$754/yr
Disaster Declarations
2,431
Peak Claims Year
2018

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in Apex

FEMA assigns flood zone designations to areas in Apex, North Carolina:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Apex

Properties in Apex that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in North Carolina is approximately $754 per year.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all North Carolina flood zone data →