FloodZoneMap.org

Buncombe County, North Carolina Flood Zones

Check an Address in Buncombe County

Enter any address in Buncombe County, North Carolina to see its FEMA flood zone

Buncombe County Disaster History

Disaster Declarations
21
Flood/Coastal Disasters
3
Hurricane Disasters
9
Latest Disaster
SEVERE WINTER STORM (2026-01-21)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Buncombe County

DeclarationTypeDate
SEVERE WINTER STORMWinter Storm2026-01-21
TROPICAL STORM HELENETropical Storm2024-09-25
HURRICANE HELENETropical Storm2024-09-25
HURRICANE IANHurricane2022-09-28
REMNANTS OF TROPICAL STORM FREDHurricane2021-08-16
HURRICANE ISAIASHurricane2020-07-31
COVID-19 PANDEMICBiological2020-01-20
COVID-19 Biological2020-01-20
HURRICANE DORIAN Hurricane2019-09-01
HURRICANE FLORENCEHurricane2018-09-07

Flood Zone Types in Buncombe County

FEMA assigns flood zone designations to areas in Buncombe County, North Carolina:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Buncombe County

Properties in Buncombe County, North Carolina that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.