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Cabarrus County, North Carolina Flood Zones

Check an Address in Cabarrus County

Enter any address in Cabarrus County, North Carolina to see its FEMA flood zone

Cabarrus County Disaster History

Disaster Declarations
19
Hurricane Disasters
8
Latest Disaster
SEVERE WINTER STORM (2026-01-21)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Cabarrus County

DeclarationTypeDate
SEVERE WINTER STORMWinter Storm2026-01-21
TROPICAL STORM HELENETropical Storm2024-09-25
HURRICANE HELENETropical Storm2024-09-25
TROPICAL STORM DEBBYTropical Storm2024-08-05
HURRICANE IANHurricane2022-09-28
HURRICANE ISAIASHurricane2020-07-31
COVID-19 Biological2020-01-20
COVID-19 PANDEMICBiological2020-01-20
HURRICANE DORIAN Hurricane2019-09-01
HURRICANE FLORENCEHurricane2018-09-07

Flood Zone Types in Cabarrus County

FEMA assigns flood zone designations to areas in Cabarrus County, North Carolina:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Cabarrus County

Properties in Cabarrus County, North Carolina that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.