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Carteret County, North Carolina Flood Zones

Check an Address in Carteret County

Enter any address in Carteret County, North Carolina to see its FEMA flood zone

Carteret County Disaster History

Disaster Declarations
30
Hurricane Disasters
23
Latest Disaster
SEVERE WINTER STORM (2026-01-21)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Carteret County

DeclarationTypeDate
SEVERE WINTER STORMWinter Storm2026-01-21
HURRICANE HELENETropical Storm2024-09-25
POTENTIAL TROPICAL CYCLONE EIGHTTropical Storm2024-09-16
TROPICAL STORM DEBBYTropical Storm2024-08-05
HURRICANE IANHurricane2022-09-28
HURRICANE ISAIASHurricane2020-07-31
HURRICANE ISAIASHurricane2020-07-31
COVID-19 Biological2020-01-20
COVID-19 PANDEMICBiological2020-01-20
HURRICANE DORIANHurricane2019-09-01

North Carolina Statewide Flood Insurance Data

County-level NFIP data coming soon. Here are North Carolina statewide figures for context:

Total NFIP Claims
109,495
Total Claims Paid
$2.3B
Active Policies
1,000
Avg Premium
$754/yr

Flood Zone Types in Carteret County

FEMA assigns flood zone designations to areas in Carteret County, North Carolina:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Carteret County

Properties in Carteret County, North Carolina that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.