FEMA flood zones · North Carolina

Caswell County, North Carolina Flood Zone Map

1 flood insurance claims·$0 paid·4 federal flood & hurricane disasters

6% of Caswell County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Caswell County, North Carolina. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Caswell County floods

Caswell County experiences a flood risk profile dominated by regular flood and flash flood events, alongside occasional tropical storm impacts. Over the past 30 years, the NOAA Storm Events Database recorded 18 floods, 16 flash floods, and 2 tropical storms.

Recent history illustrates the variety of weather systems producing these conditions. On August 8, 2024, the remnants of Hurricane Debbie brought heavy rainfall, wet soils, strong winds gusting up to 45 mph, and downed trees. Earlier, on November 12, 2020, a plume of deep tropical moisture driven by a slow-moving cold front caused one of the most significant flooding events in years, following an event in February 2020 driven by a complex frontal boundary that brought repeated rounds of heavy rainfall.

Historical FEMA National Flood Insurance Program records show 1 claim filed in Zone A, with an average payout of $0 and an average recorded water depth of 0 inches. Properties located within Zone A should pay the closest attention to local flood risks during heavy rainfall and tropical weather systems.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

12 NOAA storm reports from Caswell County describe what happened, in the words of the forecasters who covered it. Read the North Carolina flood stories →

Federal disasters

25 federal disaster declarations since 1977, 4 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter StormJan 21, 2026
Tropical Depression ChantalJul 6, 2025
Hurricane HeleneSep 25, 2024
Tropical Storm DebbyAug 5, 2024
Hurricane IanSep 28, 2022
Hurricane IsaiasJul 31, 2020
Hurricane DorianSep 1, 2019
Tropical Storm MichaelOct 10, 2018

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

36 since 1996: 16 flash floods and 18 river or area floods.

EventDateDamage
FloodSep 24, 2024—
Flash FloodAug 8, 2024—
FloodNov 12, 2020—
FloodFeb 6, 2020—
Flash FloodAug 19, 2018—
Flash FloodSep 17, 2018—
FloodNov 13, 2018—
Flash FloodOct 11, 2018$500,000

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · Sep 24, 2024. A warm front was situated across central Virginia and North Carolina, while a stationary front was positioned across Kentucky and West Virginia, which kept an moist airmass over much of the area. Lift across the warm front and increasing instability via diurnal heating through the day resulted in a couple of severe thunderstorms in Surry County.

Flash Flood · Aug 8, 2024. The remnants of Hurricane Debbie moved north toward the area on August 8th, 2024. A strong southeast flow of wind on the system's northern extent, along with wet soils due to heavy rainfall, helped to cause downed trees and power lines over portions of North Carolina. Winds gusted to at least 30 to 35 mph in parts of the area with stronger gusts suspected close to 45 mph. The strong winds continued into the mornin…

Flood · Nov 12, 2020. One of the most significant flooding events in years occurred during November 11th and 12th, given both the amounts of rainfall and the footprint where flooding occurred. In the wake of high pressure passing east off the mid-Atlantic coast, a plume of deep tropical moisture was rapidly carried inland to the central Appalachians ahead of a slow-moving cold front. Though this plume was of tropical origin, it was n…

Flood · Feb 6, 2020. A deep upper-level trough moved slowly across the central and eastern U.S. bringing abundant moisture northward and combined with a complex frontal boundary with several waves of low pressure to bring repeated rounds of heavy rainfall. Rainfall totals for the 72-hour period ending at 700 AM EST on February 7th ranged from 2 to 6 inches with isolated higher amounts along the Blue Ridge Mountains, but most of the ra…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Caswell County

If a building in Caswell County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.