Enter any address in Davidson County, North Carolina to see its FEMA flood zone
Flash flooding from thunderstorms is the most frequent type of flood event recorded in Davidson County over the past 30 years, with 65 such events documented by NOAA. Recent examples include a flash flood event on July 9, 2025, which brought numerous reports of flooding across the region due to anomalous moisture and widespread showers. Another flash flood event occurred on August 8, 2024, associated with Tropical Depression Debby, which produced widespread 4-6 inch rainfall amounts.
While flash floods are most common, other flood types like general floods, hurricanes, and tropical storms have also occurred. National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have experienced the most claims, with an average payout of $19,035 and an average water depth of 1.1 feet. Properties in Zone X also show a significant number of claims, with an average payout of $16,229 and an average water depth of 2.6 feet. Homeowners in Zone A and Zone X, as well as those in areas without a Base Flood Elevation (BFE), should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
26 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Davidson County, North Carolina has recorded 80 flood-related events since 1996 according to NOAA's Storm Events Database, including 65 flash floods and 8 river or area floods. The county has received 29 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 21, 2026 |
| Hurricane Helene | Tropical Storm | Sep 25, 2024 |
| Tropical Storm Debby | Tropical Storm | Aug 5, 2024 |
| Hurricane Ian | Hurricane | Sep 28, 2022 |
| Tropical Storm Eta | Severe Storm | Nov 12, 2020 |
| Hurricane Isaias | Hurricane | Jul 31, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Dorian | Hurricane | Sep 1, 2019 |
| Tropical Storm Michael | Hurricane | Oct 10, 2018 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 9, 2025 | 0.00K |
| Flash Flood | Jan 9, 2024 | 10.00K |
| Flash Flood | Jan 9, 2024 | 20.00K |
| Flash Flood | Aug 8, 2024 | 2.00K |
| Flash Flood | Aug 8, 2024 | 4.00K |
| Tropical Storm | Sep 30, 2022 | 0.75M |
| Flash Flood | Jun 10, 2021 | 0.00K |
| Tropical Storm | Oct 29, 2020 | 1.50M |
| Flash Flood | Jul 23, 2020 | 0.00K |
| Flood | May 22, 2020 | 0.00K |
Flash Flood — Jul 9, 2025
A weak trough of low pressure over the Ohio and Tennessee valley region was in place, along with very anomalous moisture over the Carolinas. Scattered showers and storms over the Appalachians become widespread as they moved into central North Carolina in the evening and overnight hours. Numerous wind and flash flooding reports were recorded over the region.
Flash Flood — Jan 9, 2024
A potent area of low pressure moved through the Gulf Coast states into the Southeast United States. Widespread gusty winds developed across North Carolina ahead of this low, and a line of showers and thunderstorms swept through North Carolina during the afternoon and evening hours. Widespread tree damage was associated with this event, both within the gradient winds ahead of the thunderstorms, ...
Flash Flood — Aug 8, 2024
Tropical Depression Debby slowly made its way through Florida, off the South Carolina coast, then back inland through the western Piedmont of North Carolina during the evening hours of 8 August 2024. Ahead of the storm, numerous feeder bands brought periods of heavy rain to central North Carolina, resulting in widespread 4-6 inch rainfall amounts across the western Piedmont, with higher amounts...
Tropical Storm — Sep 30, 2022
Hurricane Ian made landfall along the South Carolina coast near Georgetown during the early afternoon hours of September 30, 2022. Widespread wind gusts over tropical storm force and heavy rainfall occurred across much of central North Carolina through the afternoon and evening hours. There were numerous reports of wind damage and power outages as a result of the storm.
Flash Flood — Jun 10, 2021
Numerous showers and thunderstorms, many of which had heavy rain, developed in a moist and unstable environment across central NC. A series of thunderstorms developed over Davidson and Randolph Counties with multiple rounds of heavy rain that produced radar estimates of 2 to 5 inches of rain. Flash flooding was reported in eastern Davidson and western and central Randolph County with several ro...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Davidson County, North Carolina:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Davidson County, North Carolina that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.