FloodZoneMap.org

Davidson County, North Carolina Flood Zones

Check an Address in Davidson County

Enter any address in Davidson County, North Carolina to see its FEMA flood zone

Davidson County Disaster History

Disaster Declarations
29
Hurricane Disasters
14
Latest Disaster
SEVERE WINTER STORM (2026-01-21)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Davidson County

DeclarationTypeDate
SEVERE WINTER STORMWinter Storm2026-01-21
HURRICANE HELENETropical Storm2024-09-25
TROPICAL STORM DEBBYTropical Storm2024-08-05
HURRICANE IANHurricane2022-09-28
TROPICAL STORM ETASevere Storm2020-11-12
HURRICANE ISAIASHurricane2020-07-31
COVID-19 Biological2020-01-20
COVID-19 PANDEMICBiological2020-01-20
HURRICANE DORIAN Hurricane2019-09-01
TROPICAL STORM MICHAELHurricane2018-10-10

Flood Zone Types in Davidson County

FEMA assigns flood zone designations to areas in Davidson County, North Carolina:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Davidson County

Properties in Davidson County, North Carolina that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.