Enter any address in Davie County, North Carolina to see its FEMA flood zone
Flash flooding from heavy rainfall events dominates the flood character of Davie County. Recent events include localized flash flooding in October 2018 following Tropical Cyclone Michael, and widespread flooding in November 2020 from Tropical Cyclone Eta, which brought 4 to 6 inches of rain to the region. Tropical Storm Zeta also impacted the area in October 2020 with strong winds and heavy rain.
National Flood Insurance Program (NFIP) data shows that while Zone A areas have experienced a higher number of claims, Zone X areas have seen significantly higher average payouts and water depths. Homeowners in Zone A and Zone X, as well as those in areas with unknown flood risk designations, should pay close attention to flood information.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
4 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Davie County, North Carolina has recorded 15 flood-related events since 1996 according to NOAA's Storm Events Database, including 6 flash floods and 7 river or area floods. The county has received 22 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 21, 2026 |
| Hurricane Helene | Tropical Storm | Sep 25, 2024 |
| Tropical Storm Debby | Tropical Storm | Aug 5, 2024 |
| Hurricane Ian | Hurricane | Sep 28, 2022 |
| Tropical Storm Eta | Severe Storm | Nov 12, 2020 |
| Hurricane Isaias | Hurricane | Jul 31, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Dorian | Hurricane | Sep 1, 2019 |
| Tropical Storm Michael | Hurricane | Oct 10, 2018 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Tropical Storm | Oct 29, 2020 | 0.00K |
| Flood | Nov 13, 2020 | 75.00K |
| Flash Flood | May 18, 2018 | 1.00K |
| Flash Flood | Sep 16, 2018 | 0.50K |
| Flash Flood | Oct 11, 2018 | 0.50K |
| Tropical Storm | Oct 11, 2018 | 1.00K |
| Flash Flood | Jul 27, 2013 | 0.00K |
| Flood | Sep 28, 2004 | — |
| Flood | Sep 9, 2004 | 3K |
| Flash Flood | Jul 29, 2003 | — |
Tropical Storm — Oct 29, 2020
Tropical moisture and heavy rain overspread western North Carolina throughout the 28th through the morning of the 29th as the center of Tropical Storm Zeta moved quickly from the mouth of the Mississippi River into the southern Appalachians. Strong winds developed across portions of western North Carolina during the morning, downing hundreds of trees across the area. Multiple trees fell on stru...
Flood — Nov 13, 2020
Tropical Cyclone Eta moved from the eastern Gulf of Mexico, across the northern Florida peninsula, to off the South Carolina coast throughout the 11th and 12th. Tropical moisture streaming into the Carolinas throughout this time resulted in development of heavy rainfall, with widespread rainfall amounts of 4 to 6 inches, with locally higher amounts across the foothills and Piedmont of North Car...
Flash Flood — Sep 16, 2018
Tropical Cyclone Florence made landfall on the 15th and moved slowly west while weakening through the 16th. Widespread rainfall of 4 to 10 inches, with locally higher amounts fell across western North Carolina over a 36-48 hour period, with the highest totals reported along the Blue Ridge escarpment, and in southern and eastern sections of the Charlotte Metro area. Localized flash flooding was ...
Flash Flood — Oct 11, 2018
Tropical cyclone Michael tracked northeast across the Midlands and Piedmont of South Carolina and through the North Carolina Piedmont on the 11th. Three to six inches of rain falling in around 6 hours or less resulted in localized flash flooding, mainly in locations near the Blue Ridge and also across the far western Piedmont.
Tropical Storm — Oct 11, 2018
Tropical cyclone Michael gradually weakened as it tracked from the South Carolina Midlands through portions of the South Carolina and North Carolina Piedmont throughout the 11th. Gusty winds increased during the daylight hours on the east side of the storm track, with numerous trees blown, especially across the Piedmont.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Davie County, North Carolina:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Davie County, North Carolina that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.