Enter any address in Granville County, North Carolina to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Granville County. Over the past 30 years, NOAA Storm Events data shows 24 flash flood events, significantly more than hurricanes or tropical storms. For example, in May 2025, storms produced rainfall rates of 3 or more inches per hour, leading to flash flooding from Albemarle to Henderson. Similar conditions occurred in July 2025, with widespread showers and storms causing numerous flash flooding reports across the region due to anomalous moisture.
While flash flooding is frequent, other flood types have also impacted the county. National Flood Insurance Program (NFIP) claims data indicates that properties in Zone X have experienced the highest average payouts, exceeding $10,000, with an average water depth of 0.3 feet. Zone A properties had fewer claims with lower payouts and minimal reported water depth. Residents in Zone A and Zone X, as well as those in areas with unknown flood risk, should pay close attention to potential flood hazards.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
13 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Granville County, North Carolina has recorded 33 flood-related events since 1996 according to NOAA's Storm Events Database, including 24 flash floods and 2 river or area floods. The county has received 26 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 21, 2026 |
| Hurricane Helene | Tropical Storm | Sep 25, 2024 |
| Tropical Storm Debby | Tropical Storm | Aug 5, 2024 |
| Hurricane Ian | Hurricane | Sep 28, 2022 |
| Hurricane Isaias | Hurricane | Jul 31, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Dorian | Hurricane | Sep 1, 2019 |
| Tropical Storm Michael | Hurricane | Oct 10, 2018 |
| Hurricane Florence | Hurricane | Sep 7, 2018 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | May 29, 2025 | 0.00K |
| Flash Flood | Jul 9, 2025 | 0.00K |
| Flash Flood | Jul 9, 2025 | 4.00K |
| Flash Flood | Aug 8, 2024 | 2.00K |
| Flash Flood | Aug 8, 2024 | 1.00K |
| Flash Flood | Jul 14, 2023 | 0.00K |
| Flood | Jun 17, 2020 | 0.00K |
| Tropical Storm | Aug 4, 2020 | 5.00K |
| Flash Flood | Oct 11, 2018 | 25.00K |
| Tropical Storm | Oct 11, 2018 | 500.00K |
Flash Flood — May 29, 2025
Storms over South Carolina in association with a mid-level system tracked into central North Carolina in the afternoon and evening hours. The storms initially produced a wind damage and isolated hail threat. Thereafter, the event evolved into a flash flood threat, with training and back building storms resulting in 3 or more inches per hour rainfall rates from Albemarle to Greensboro to Burling...
Flash Flood — Jul 9, 2025
A weak trough of low pressure over the Ohio and Tennessee valley region was in place, along with very anomalous moisture over the Carolinas. Scattered showers and storms over the Appalachians become widespread as they moved into central North Carolina in the evening and overnight hours. Numerous wind and flash flooding reports were recorded over the region.
Flash Flood — Aug 8, 2024
Tropical Depression Debby slowly made its way through Florida, off the South Carolina coast, then back inland through the western Piedmont of North Carolina during the evening hours of 8 August 2024. Ahead of the storm, numerous feeder bands brought periods of heavy rain to central North Carolina, resulting in widespread 4-6 inch rainfall amounts across the western Piedmont, with higher amounts...
Flash Flood — Jul 14, 2023
A few surface boundaries, from upstream thunderstorms over Virginia and the North Carolina Foothills during the afternoon and evening on the 13th of July, converged upon and focused thunderstorm development over central North Carolina, as they settled generally southward throughout the morning through evening hours on the 14th. Damaging wind gusts and flash flooding resulted from a combination ...
Flood — Jun 17, 2020
A slow moving upper-level low combined with a surge of warmer and more moist air that moved over a cooler air mass near the surface produced multiple rounds of rain, showers, and thunderstorms across the Coastal Plain and the northeast Piedmont of North Carolina during the morning hours. Widespread rain fell across the area during the previous day or two saturating the soil and raising stream a...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Granville County, North Carolina:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Granville County, North Carolina that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.