Enter any address in Hoke County, North Carolina to see its FEMA flood zone
Flash flooding events have been the most frequent type of flood recorded in Hoke County over the past 30 years, with 24 occurrences. Tropical storms and hurricanes have also contributed to flood risk, with 5 events each. For example, remnants of Tropical Storm Chantal caused catastrophic flash flooding in July 2025 due to record rainfall. More recently, Hurricane Ian brought widespread heavy rainfall to central North Carolina in September 2022, resulting in numerous reports of wind damage and power outages.
Data from NFIP claims indicates that properties in Zone X have experienced the highest number of flood claims, averaging $11,902 per payout. While Zone A properties have had fewer claims, their average payout was higher at $26,102, with an average water depth of 1.4 feet. Residents in Zone X, Zone A, and those in areas with unknown flood zone designations should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
15 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Hoke County, North Carolina has recorded 37 flood-related events since 1996 according to NOAA's Storm Events Database, including 24 flash floods and 3 river or area floods. The county has received 20 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1996–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 21, 2026 |
| Hurricane Helene | Tropical Storm | Sep 25, 2024 |
| Tropical Storm Debby | Tropical Storm | Aug 5, 2024 |
| Hurricane Ian | Hurricane | Sep 28, 2022 |
| Hurricane Isaias | Hurricane | Jul 31, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Dorian | Hurricane | Sep 1, 2019 |
| Hurricane Florence | Hurricane | Sep 7, 2018 |
| Hurricane Matthew | Hurricane | Oct 4, 2016 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 6, 2025 | 10.00K |
| Tropical Storm | Sep 30, 2022 | 0.75M |
| Tropical Storm | Sep 5, 2019 | 0.50M |
| Flash Flood | Sep 17, 2018 | 0.00K |
| Flood | Sep 17, 2018 | 575.00K |
| Flash Flood | Apr 15, 2018 | 0.00K |
| Flash Flood | Sep 14, 2018 | 0.00K |
| Tropical Storm | Sep 13, 2018 | 1.00M |
| Tropical Storm | Oct 11, 2018 | 25.00K |
| Flash Flood | Sep 29, 2016 | 1.00M |
Flash Flood — Jul 6, 2025
Tropical Storm Chantal made landfall over northeastern South Carolina during the morning hours of July 6. The remnants of Chantal then tracked west-northwest into portions of central North Carolina, stalling out over the area before tracking east-northeast into Virginia by the 7th of July. Catastrophic flash flooding occurred from record rainfall of up to 11 inches in some spots of the Piedmont...
Tropical Storm — Sep 30, 2022
Hurricane Ian made landfall along the South Carolina coast near Georgetown during the early afternoon hours of September 30, 2022. Widespread wind gusts over tropical storm force and heavy rainfall occurred across much of central North Carolina through the afternoon and evening hours. There were numerous reports of wind damage and power outages as a result of the storm.
Tropical Storm — Sep 5, 2019
Hurricane Dorian moved north and northeastward near and along the coast of North Carolina on September 5th and 6th, with Dorian making landfall along the Outer Banks of North Carolina during the morning of September 6th. Meanwhile, heavy rain and strong damaging winds spread inland and across eastern central North Carolina. Heavy rainfall of 3 to 7 inches produced flash flooding across portions...
Flash Flood — Sep 17, 2018
As remnants of Florence lifted north of the area, scattered thunderstorms developed during the afternoon due to strong differential heating within the pronounced mid-level dry slot, east of the center of the circulation. Two thunderstorms produced some scattered thunderstorm wind damage, along with some isolated flash flooding due to the wet antecedent conditions.
Flood — Sep 17, 2018
A ridge of high pressure over eastern North America stalled Florence's forward motion a few miles off the southeast North Carolina coast on September 13th. Hurricane Florence made landfall near Wrightsville Beach early on Saturday September 15, and weakened further as it moved slowly inland. Despite making landfall as a weakened|Category 1 hurricane, Florence still produced 40 to 70 mph wind g...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Hoke County, North Carolina:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Hoke County, North Carolina that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.