Enter any address in Jones County, North Carolina to see its FEMA flood zone
Flash flooding from slow-moving thunderstorms and tropical systems are the most frequent flood events in Jones County, NC. Recent events include flash flooding in July 2024 and August 2024, associated with slow-moving thunderstorms and the remnants of Tropical Storm Debby. Over the past 30 years, NOAA data shows 20 flash flood events, 11 tropical storm events, and 8 hurricane events.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $83,701 and an average water depth of 3.8 feet. Properties in Zone X also show significant claims, averaging $70,790 with 1.8 feet of water. Homeowners in Zone A and those in areas with lower elevations or without a confirmed Base Flood Elevation (BFE) should pay the most attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
19 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Jones County, North Carolina has recorded 42 flood-related events since 1996 according to NOAA's Storm Events Database, including 20 flash floods and 3 river or area floods. The county has received 27 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1996–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 21, 2026 |
| Hurricane Helene | Tropical Storm | Sep 25, 2024 |
| Tropical Storm Debby | Tropical Storm | Aug 5, 2024 |
| Hurricane Ian | Hurricane | Sep 28, 2022 |
| Hurricane Isaias | Hurricane | Jul 31, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Dorian | Hurricane | Sep 1, 2019 |
| Hurricane Florence | Hurricane | Sep 7, 2018 |
| Hurricane Matthew | Hurricane | Oct 4, 2016 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Aug 6, 2025 | 0.00K |
| Flash Flood | Jul 11, 2024 | 0.00K |
| Flash Flood | Aug 8, 2024 | 0.00K |
| Flash Flood | Nov 12, 2020 | 0.00K |
| Tropical Storm | Aug 4, 2020 | — |
| Flash Flood | Sep 14, 2018 | 0.00K |
| Tropical Storm | Sep 13, 2018 | 32.80M |
| Flash Flood | Apr 24, 2017 | 0.00K |
| Flash Flood | Oct 8, 2016 | 0.00K |
| Tropical Storm | Oct 8, 2016 | — |
Flash Flood — Aug 6, 2025
Slow moving thunderstorms produced isolated areas of flash flooding.
Flash Flood — Jul 11, 2024
Slow moving thunderstorms produced very heavy rain and several areas of flash flooding across Eastern NC.
Flash Flood — Aug 8, 2024
After making landfall in the Big Bend area of Florida as a Category 1 hurricane on August 5, Debby weakened to a tropical storm as it slowly moved across southeastern Georgia and offshore. Tropical Storm Debby then came ashore in South Carolina after stalling off the southeast coast for several days. Debby gradually progressed northward through central North Carolina and eventually into souther...
Flash Flood — Nov 12, 2020
Heavy rain and resultant flash flooding occurred during the afternoon hours. The rain was caused by a combination of a slow moving cold front along with moisture in connection with Tropical Storm Eta, which eventually would track across the northeastern Gulf of Mexico, across northern Florida, and well off of the NC coast. While rain began the day before, on November 10th, the heaviest of the...
Tropical Storm — Aug 4, 2020
Hurricane Isaias originated from a vigorous tropical wave off the coast of Africa that was first identified by the National Hurricane Center on July 23, 2020. The tropical wave gradually became more organized, and became Tropical Storm Isaias on July 30. Isaias marked the earliest ninth named storm on record, surpassing 2005's Hurricane Irene by eight days. Isaias strengthened into a Category 1...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Jones County, North Carolina:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Jones County, North Carolina that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.