Enter any address in Moore County, North Carolina to see its FEMA flood zone
Flash flooding from heavy rainfall events dominates the flood character of Moore County. Over the last 30 years, NOAA Storm Events data shows 51 flash flood events, alongside 4 tropical storm events and 4 hurricane events. For example, remnants of Tropical Storm Chantal brought record rainfall and widespread flooding to the region in July 2025.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced a significant number of claims, with an average payout of $20,679 for an average water depth of 1.0 foot. Claims in Zone X, while fewer, have shown a higher average water depth of 7.1 feet, with an average payout of $16,364. Properties in Zone UNKNOWN also show a high average payout of $26,799 with an average water depth of 1.8 feet.
Homeowners in areas designated as Zone A, or those in lower-lying areas that may not have a defined Base Flood Elevation (BFE), should pay particular attention to flood risk. Residents in Zone X may also experience significant flooding, as evidenced by the average water depth in claims from this zone.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
32 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Moore County, North Carolina has recorded 63 flood-related events since 1996 according to NOAA's Storm Events Database, including 51 flash floods and 4 river or area floods. The county has received 23 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1968–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 21, 2026 |
| Tropical Depression Chantal | Tropical Depression | Jul 6, 2025 |
| Hurricane Helene | Tropical Storm | Sep 25, 2024 |
| Tropical Storm Debby | Tropical Storm | Aug 5, 2024 |
| Hurricane Ian | Hurricane | Sep 28, 2022 |
| Hurricane Isaias | Hurricane | Jul 31, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Dorian | Hurricane | Sep 1, 2019 |
| Hurricane Florence | Hurricane | Sep 7, 2018 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 13, 2025 | 0.00K |
| Flash Flood | Jun 13, 2025 | 50.00K |
| Flash Flood | Jul 6, 2025 | 0.00K |
| Flash Flood | Jul 6, 2025 | 5.00M |
| Flash Flood | Jul 6, 2025 | 100.00K |
| Flash Flood | Jul 6, 2025 | 10.00K |
| Flash Flood | Aug 8, 2024 | 10.00K |
| Flash Flood | Aug 8, 2024 | 5.00K |
| Tropical Storm | Sep 30, 2022 | 0.75M (1 deaths) |
| Flash Flood | Sep 22, 2021 | 0.00K |
Flash Flood — Jun 13, 2025
A slow moving area of low pressure across Missouri brought deep and copious moisture across the southeastern United States and the Carolinas. Scattered to numerous showers and storms developed in the early afternoon and peaked in the early evening hours before waning by the late evening. Storms merged with an inland penetrating sea-breeze, leading to several flash flooding reports in Moore and ...
Flash Flood — Jul 6, 2025
Tropical Storm Chantal made landfall over northeastern South Carolina during the morning hours of July 6. The remnants of Chantal then tracked west-northwest into portions of central North Carolina, stalling out over the area before tracking east-northeast into Virginia by the 7th of July. Catastrophic flash flooding occurred from record rainfall of up to 11 inches in some spots of the Piedmont...
Flash Flood — Aug 8, 2024
Tropical Depression Debby slowly made its way through Florida, off the South Carolina coast, then back inland through the western Piedmont of North Carolina during the evening hours of 8 August 2024. Ahead of the storm, numerous feeder bands brought periods of heavy rain to central North Carolina, resulting in widespread 4-6 inch rainfall amounts across the western Piedmont, with higher amounts...
Tropical Storm — Sep 30, 2022
Hurricane Ian made landfall along the South Carolina coast near Georgetown during the early afternoon hours of September 30, 2022. Widespread wind gusts over tropical storm force and heavy rainfall occurred across much of central North Carolina through the afternoon and evening hours. There were numerous reports of wind damage and power outages as a result of the storm.
Flash Flood — Sep 22, 2021
Several clusters of showers and thunderstorms moved across the western Piedmont and western Sandhills as a plume of tropical moisture advected into the area from the south in advance of a strong cold front. This resulted in multiple reported of flash flooding from heavy rain across portions of the southern Piedmont and western Sandhills, along with a severe wind gust in Chatham County.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Moore County, North Carolina:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Moore County, North Carolina that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.