Enter any address in Stanly County, North Carolina to see its FEMA flood zone
Flash flooding from intense thunderstorms is the most frequent flood event in Stanly County, NC. Between 1993 and 2023, NOAA Storm Events data recorded 94 flash flood events, resulting in 5 fatalities. Other flood-related events, including tropical storms and hurricanes, also occurred during this period. For example, on May 29, 2025, storms produced rainfall rates of 3 or more inches per hour, leading to flash flooding in areas including Albemarle.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $64,925 and an average water depth of -0.2 feet. Properties in Zone X also had claims, averaging $13,274 with an average water depth of 0.1 feet. Residents in Zone A, and those in areas with a history of flash flooding, should pay particular attention to their flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
41 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Stanly County, North Carolina has recorded 110 flood-related events since 1996 according to NOAA's Storm Events Database, including 94 flash floods and 8 river or area floods. The county has received 21 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 21, 2026 |
| Hurricane Helene | Tropical Storm | Sep 25, 2024 |
| Tropical Storm Helene | Tropical Storm | Sep 25, 2024 |
| Tropical Storm Debby | Tropical Storm | Aug 5, 2024 |
| Hurricane Ian | Hurricane | Sep 28, 2022 |
| Hurricane Isaias | Hurricane | Jul 31, 2020 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Feb 6, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Dorian | Hurricane | Sep 1, 2019 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 31, 2025 | 4.00K |
| Flash Flood | May 29, 2025 | 0.00K |
| Flash Flood | Jun 13, 2025 | 10.00K |
| Flash Flood | Jun 13, 2025 | 0.00K |
| Flash Flood | Jun 12, 2025 | 2.00K |
| Flash Flood | Aug 5, 2025 | 0.00K |
| Flash Flood | Aug 5, 2025 | 5.00K |
| Flash Flood | Sep 27, 2024 | 0.00K |
| Flash Flood | Aug 29, 2023 | 0.00K |
| Flash Flood | Aug 27, 2023 | 0.00K |
Flash Flood — Jul 31, 2025
An approaching cold front from the northwest led to isolated storm development in the afternoon over the southern Piedmont. These storms became more numerous as they tracked into the Sandhills and Coastal Plain during the evening hours. A few damaging wind and flash flood reports were observed.
Flash Flood — May 29, 2025
Storms over South Carolina in association with a mid-level system tracked into central North Carolina in the afternoon and evening hours. The storms initially produced a wind damage and isolated hail threat. Thereafter, the event evolved into a flash flood threat, with training and back building storms resulting in 3 or more inches per hour rainfall rates from Albemarle to Greensboro to Burling...
Flash Flood — Jun 13, 2025
A slow moving area of low pressure across Missouri brought deep and copious moisture across the southeastern United States and the Carolinas. Scattered to numerous showers and storms developed in the early afternoon and peaked in the early evening hours before waning by the late evening. Storms merged with an inland penetrating sea-breeze, leading to several flash flooding reports in Moore and ...
Flash Flood — Jun 12, 2025
Showers and storms developed inland of South Carolina and over the southern Appalachians of North Carolina. Resultant storm boundaries led to scattered to numerous storms in the Piedmont of central North Carolina, where some isolated flash flooding occurred in Stanly County.
Flash Flood — Aug 5, 2025
A weak trough to the west, moving into the Tennessee and Ohio Valley regions, brought several upper-level disturbances across western portions of central North Carolina. Within a broad area of very anomalous moisture, several instances of flash flooding were reported across Stanly County during the afternoon hours.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Stanly County, North Carolina:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Stanly County, North Carolina that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.