Enter any address in Yadkin County, North Carolina to see its FEMA flood zone
Flash flooding from thunderstorms is the most frequent flood event in Yadkin County, NC, with 24 such events recorded in the last 30 years. Flooding from other causes, including tropical storms, has also occurred. Recent events include flash flooding on May 18, 2024, and August 8, 2024, the latter associated with the remnants of a hurricane.
National Flood Insurance Program (NFIP) data shows claims have been filed in Zone V, Zone X, and an unknown zone. Zone V claims averaged $1,348 with 0.7 feet of water depth, while Zone X claims averaged $1,055 with 0.5 feet of water depth. Residents in areas designated as Zone V or Zone X, and those in properties without a Base Flood Elevation (BFE), should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
21 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Yadkin County, North Carolina has recorded 38 flood-related events since 1996 according to NOAA's Storm Events Database, including 24 flash floods and 13 river or area floods. The county has received 21 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 21, 2026 |
| Hurricane Helene | Tropical Storm | Sep 25, 2024 |
| Tropical Storm Helene | Tropical Storm | Sep 25, 2024 |
| Tropical Storm Debby | Tropical Storm | Aug 5, 2024 |
| Hurricane Ian | Hurricane | Sep 28, 2022 |
| Tropical Storm Eta | Severe Storm | Nov 12, 2020 |
| Hurricane Isaias | Hurricane | Jul 31, 2020 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Feb 6, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | May 18, 2024 | 30.00K |
| Flood | Jan 9, 2024 | 0.00K |
| Flash Flood | Aug 8, 2024 | 0.00K |
| Flash Flood | Oct 29, 2020 | 0.00K |
| Tropical Storm | Oct 29, 2020 | 25.00K |
| Flash Flood | Nov 12, 2020 | 0.00K |
| Flood | Feb 6, 2020 | 10.00K |
| Flash Flood | Feb 6, 2020 | 145.00K |
| Flash Flood | Aug 5, 2020 | 0.00K |
| Flood | Feb 23, 2019 | 0.00K |
Flash Flood — May 18, 2024
An upper level trough passed across the central Appalachians during the afternoon and evening of May 18th, triggering widely scattered showers and thunderstorms to the north of a stationary front stretching across northern North Carolina. Upper level winds ahead of the trough were light. Moisture was abundant, with precipitable water values ranging from 1.2 to 1.3 inches across northwest Nort...
Flood — Jan 9, 2024
A deep, negatively tilted upper level trough and associated occluded front passed from the central Mississippi River Valley on January 9th toward the lower New England region by the morning of the 10th. Strong southerly wind flow ahead of the upper trough carried deep moisture from the Gulf of Mexico northward into the Carolinas and the lower Mid-Atlantic. Precipitable water values ranged from ...
Flash Flood — Aug 8, 2024
The remnants of Hurricane Debbie moved north toward the area on August 8th, 2024. A strong southeast flow of wind on the system's northern extent, along with wet soils due to heavy rainfall, helped to cause downed trees and power lines over portions of North Carolina. Winds gusted to at least 30 to 35 mph in parts of the area with stronger gusts suspected close to 45 mph. The strong winds conti...
Flash Flood — Oct 29, 2020
Widespread amounts of three to five inches of rainfall were observed across the mountains and foothills during the 24-hour period ending with the passage of Tropical Storm Zeta across the lower mid-Atlantic region. Despite its rapid speed across the region, the storm brought two to three inches of rain across portions of Wilkes and Surry Counties during a single hour, resulting in widespread f...
Tropical Storm — Oct 29, 2020
Winds associated with Tropical Storm Zeta caused damage throughout northwestern NC. Wind gusts reached 30-40 knots during the peak of the storm. Numerous trees were blown down by Tropical Storm Zeta, with dozens falling on homes, power lines or blocking roadways, and thousands reportedly losing power.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Yadkin County, North Carolina:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Yadkin County, North Carolina that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.