FEMA flood zones · North Dakota

Burke County, North Dakota Flood Zone Map

3 flood insurance claims·$4,585 paid·10 federal flood & hurricane disasters

FEMA’s digital flood map shows no high- or moderate-risk zones in Burke County. That can mean the area was never studied in detail or has no digital map, not that it can’t flood; the county floodplain administrator can say which.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Burke County, North Dakota. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How deep the water got

outlet80″ door12″24″36″48″60″72″84″

In flood insurance claims here that reported a flood depth, the average was 2 inches.

Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.

Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.

In their words

2 NOAA storm reports from Burke County describe what happened, in the words of the forecasters who covered it. Read the North Dakota flood stories →

Federal disasters

21 federal disaster declarations since 1969, 10 of them floods, coastal storms or hurricanes.

DisasterBegan
FloodingApr 10, 2023
Severe Winter Storm And FloodingApr 22, 2022
Severe Storm, Straight-line Winds, And FloodingJun 7, 2021
Severe Winter StormApr 29, 2011
FloodingFeb 14, 2011
Severe Winter StormJan 20, 2010
Severe Winter Storm And Record And/or Near Record SnowOct 4, 2005
Hurricane Katrina EvacuationAug 29, 2005

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

3 since 1996: 1 flash floods and 2 river or area floods.

EventDateDamage
FloodApr 16, 2023$30,000
FloodJun 28, 2014$50,000
Flash FloodJun 24, 2011$75,000

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · Apr 16, 2023. The spring snow melt of 2023 saw many areas of flooding over North Dakota due to a record deep snow pack and relatively fast melt. Multiple counties experienced infrastructure damage due to the flooding. In addition, during the morning hours of April 16, a flood death (direct) occurred as a 54 year old female was driving a 2004 Ford Escape along ND Highway 66 near the intersection of 47th Avenue NE, to the northwe…

Flood · Jun 28, 2014. Very heavy rain continued over several days at the end of June. Three to five inches of rain fell from Minot through Sherwood, and from Crosby through Lignite to Stanley. The highest rain amount was seven inches from Renville County. Another high amount was 4.50 inches from Ward County. Damage was extensive. The state of North Dakota requested and was granted a Federal Disaster Declaration as a result of damages f…

Flash Flood · Jun 24, 2011. Flash flood conditions developed over portions of northwest North Dakota as slow moving and redeveloping thunderstorms moved over Burke County. Local law enforcement reported water flowing over roads southwest of Lignite.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Burke County

If a building in Burke County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.