FEMA flood zones · North Dakota

Dickey County, North Dakota Flood Zone Map

6 flood insurance claims·$20,331 paid·18 federal flood & hurricane disasters

2% of Dickey County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Dickey County, North Dakota. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How deep the water got

outlet80″ door12″24″36″48″60″72″84″

In flood insurance claims here that reported a flood depth, the average was 2 inches.

Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.

Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.

Flood claims, year by year

The worst year was 2011, with 3 claims and $0 paid, the year of Flooding.

1997: 1 claims2009: 1 claims2011: 3 claims2012: 1 claims1980199020002010

Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.

In their words

9 NOAA storm reports from Dickey County describe what happened, in the words of the forecasters who covered it. Read the North Dakota flood stories →

Federal disasters

32 federal disaster declarations since 1966, 18 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter Storm And Straight-line WindsDec 25, 2023
FloodingApr 10, 2023
Severe Winter Storm, Snowstorm, And Straight-line WindsNov 9, 2022
Severe Winter Storm And FloodingApr 22, 2022
FloodingApr 1, 2020
FloodingOct 9, 2019
FloodingMar 21, 2019
FloodingFeb 14, 2011

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

13 since 1996: 8 flash floods and 5 river or area floods.

EventDateDamage
FloodApr 16, 2023$50,000
Flash FloodJul 19, 2018$500,000
Flash FloodAug 10, 2016$60,000
Flash FloodJun 20, 2013$20,000
FloodJul 10, 2011$500,000
Flash FloodMar 22, 2009$15,000
FloodMar 6, 2009$99,000
FloodApr 1, 2009$250,000

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · Apr 16, 2023. The spring snow melt of 2023 saw many areas of flooding over North Dakota due to a record deep snow pack and relatively fast melt. Multiple counties experienced infrastructure damage due to the flooding. In addition, during the morning hours of April 16, a flood death (direct) occurred as a 54 year old female was driving a 2004 Ford Escape along ND Highway 66 near the intersection of 47th Avenue NE, to the northwe…

Flash Flood · Jul 19, 2018. Rain showers and low-topped thunderstorms produced torrential rain over south central Dickey County leading to flash flooding and sanitary sewer system backups in the city of Ellendale. The resulting flooding impacted 24 homes, two churches, and an apartment complex. Parts of Ellendale were flooded with several feet of water.

Flash Flood · Aug 10, 2016. Severe thunderstorms developed in the late morning over the southern James River Valley where elevated convection developed north of a warm front supported by a low level jet. Additional thunderstorms developed later in the afternoon into the evening over western and south central North Dakota as a short wave rotating around a closed upper low over central Montana pushed into the Northern Plains.

Flash Flood · Jun 20, 2013. Very high atmospheric moisture and weak upper level flow led to slow moving and training thunderstorms across the James River Valley early in the morning of the 20th. The heavy rain resulted in flash flooding.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Dickey County

If a building in Dickey County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.