14 flood insurance claims·$101,670 paid·19 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around LaMoure County, North Dakota. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
In flood insurance claims here that reported a flood depth, the average was 24 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 2009, with 3 claims and $72,742 paid, the year of Severe Storms and Flooding.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
7 NOAA storm reports from LaMoure County describe what happened, in the words of the forecasters who covered it. Read the North Dakota flood stories →
33 federal disaster declarations since 1966, 19 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Winter Storm And Straight-line Winds | Dec 25, 2023 |
| Flooding | Apr 10, 2023 |
| Severe Winter Storm And Flooding | Apr 22, 2022 |
| Severe Storm, Straight-line Winds, And Flooding | Jun 7, 2021 |
| Flooding | Apr 1, 2020 |
| Flooding | Oct 9, 2019 |
| Flooding | Mar 21, 2019 |
| Flooding | Feb 14, 2011 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
12 since 1996: 8 flash floods and 4 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flood | Apr 16, 2023 | $100,000 |
| Flash Flood | Jun 8, 2021 | $400,000 |
| Flash Flood | Jun 20, 2013 | $15,000 |
| Flash Flood | Jun 20, 2013 | $6,000 |
| Flash Flood | Mar 22, 2009 | $5,000 |
| Flood | Mar 6, 2009 | $1.8M |
| Flood | Apr 1, 2009 | $123,000 |
| Flash Flood | May 5, 2007 | $200,000 |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flood · Apr 16, 2023. The spring snow melt of 2023 saw many areas of flooding over North Dakota due to a record deep snow pack and relatively fast melt. Multiple counties experienced infrastructure damage due to the flooding. In addition, during the morning hours of April 16, a flood death (direct) occurred as a 54 year old female was driving a 2004 Ford Escape along ND Highway 66 near the intersection of 47th Avenue NE, to the northwe…
Flash Flood · Jun 8, 2021. An extended period consisting of two days of continuous severe weather occurred from June 7 through June 8. Thunderstorms initially developed along a warm front over the James River Valley into parts of south central North Dakota where strong instability and deep layer shear were noted. During the evening, a mix of wind and hail damage occurred. The largest hail reported during this period was 2.25 inches in diame…
Flash Flood · Jun 20, 2013. Very high atmospheric moisture and weak upper level flow led to slow moving and training thunderstorms across the James River Valley early in the morning of the 20th. The heavy rain resulted in flash flooding.
Flash Flood · Mar 22, 2009. A significant low pressure system developed in the lee of the Rocky Mountains over Colorado and Wyoming Sunday, March 22nd, strengthening and ejecting northeast into the upper Midwest by Tuesday, March 24th. Strong southerly flow ahead of this storm system brought ample Gulf of Mexico moisture all the way into southern Canada, setting the stage for significant precipitation accumulations across the region. Winter…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in LaMoure County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.