2 flood insurance claims·$7,285 paid·9 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around McIntosh County, North Dakota. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
In flood insurance claims here that reported a flood depth, the average was 1 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
4 NOAA storm reports from McIntosh County describe what happened, in the words of the forecasters who covered it. Read the North Dakota flood stories →
21 federal disaster declarations since 1969, 9 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Winter Storm And Straight-line Winds | Dec 25, 2023 |
| Severe Winter Storm And Flooding | Apr 22, 2022 |
| Flooding | Apr 1, 2020 |
| Flooding | Feb 14, 2011 |
| Flooding | Feb 26, 2010 |
| Severe Winter Storm | Jan 20, 2010 |
| Severe Storms And Flooding | Mar 13, 2009 |
| Hurricane Katrina Evacuation | Aug 29, 2005 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
5 since 1996: 2 flash floods and 3 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | Aug 5, 2025 | $20,000 |
| Flash Flood | May 29, 2010 | $225,000 |
| Flood | Mar 6, 2009 | $94,000 |
| Flood | Apr 1, 2009 | $33,000 |
| Flood | Mar 21, 1997 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · Aug 5, 2025. Thunderstorms developed over parts of western and central North Dakota in an area of elevated instability as an upper level short-wave trough approached. One storm produced 60 mph wind gusts to the southeast of Mercer in Sheridan County during the mid-afternoon. Elevated low level moisture was noted over south-central North Dakota where thunderstorms formed in the late afternoon and early evening. Some of these st…
Flash Flood · May 29, 2010. Thunderstorms redeveloped across portions of north central North Dakota along and ahead of a surface warm front from the late morning into the early evening hours of Saturday, May 29th. Two reports of large hail and several reports of flash flooding from heavy rainfall were received. ||Additional severe thunderstorms were expected to develop later in the evening along a surface cold front across south central and…
Flood · Mar 6, 2009. This devastating flooding continued into April, and in some cases worsened.||Western and central North Dakota experienced a snowy winter of 2008-2009. Bismarck, for example, had the snowiest December on record, which was also the snowiest month ever on record, with 33.3 inches of snow in December 2008. March 2009 was the fifth snowiest month on record with 29.7 inches. For the entire season Bismarck ended up the s…
Flood · Apr 1, 2009. Western and central North Dakota experienced a snowy winter of 2008-2009. Bismarck, for example, had the snowiest December on record, which was also the snowiest month ever on record, with 33.3 inches of snow in December 2008. March 2009 was the fifth snowiest month on record with 29.7 inches. For the entire season Bismarck ended up the second snowiest on record with 100.3 inches. A similar scenario played out all…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in McIntosh County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.