Enter any address in Pembina County, North Dakota to see its FEMA flood zone
Snowmelt flooding along North Dakota tributaries is the dominant flood character in Pembina County. Recent events include snowmelt flooding in April 2023, with some locations persisting into early May.
The National Flood Insurance Program (NFIP) has processed 403 claims in Pembina County over the last 30 years. Claims in Zone A, typically areas of higher flood risk, averaged $11,517 and 5.2 feet of water depth. Claims in Zone UNKNOWN averaged $4,995 and 1.1 feet of water depth. Properties in Zone A and Zone UNKNOWN may experience higher flood impacts. Homeowners in areas identified as Zone A, or those with unknown flood zone designations, should pay the most attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
17 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Pembina County, North Dakota has recorded 56 flood-related events since 1996 according to NOAA's Storm Events Database, including 13 flash floods and 43 river or area floods. The county has received 38 federal disaster declarations, 25 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1965–2023)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Flooding | Flood | Apr 10, 2023 |
| Severe Winter Storm And Flooding | Severe Storm | Apr 22, 2022 |
| Flooding | Flood | Apr 1, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Flooding | Flood | Mar 21, 2019 |
| Flooding | Flood | Mar 23, 2017 |
| Severe Storms And Flooding | Severe Storm | May 17, 2013 |
| Flooding | Flood | Apr 22, 2013 |
| Flooding | Flood | Apr 5, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Apr 28, 2023 | 174.00K |
| Flood | Apr 27, 2023 | 174.00K |
| Flash Flood | Jun 25, 2023 | 0.00K |
| Flood | Apr 20, 2023 | 174.00K |
| Flood | Apr 17, 2023 | 174.00K |
| Flood | Apr 15, 2023 | 174.00K |
| Flood | May 1, 2023 | 0.00K |
| Flash Flood | Sep 20, 2019 | 250.00K |
| Flood | Apr 18, 2019 | 50.00K |
| Flood | Mar 30, 2017 | 50.00K |
Flood — Apr 28, 2023
Snowmelt flooding along the North Dakota Tributaries began in mid-April, with a few locations persisting into early May. These points are crests from the end of April.
Flood — Apr 27, 2023
Snowmelt flooding along the North Dakota Tributaries began in mid-April, with a few locations persisting into early May. These points are crests from the end of April.
Flash Flood — Jun 25, 2023
Doppler radar picked up on 3.5 to 7 inches of rain from storms in Northeastern North Dakota.
Flood — Apr 20, 2023
Spring snowmelt flooding began in mid to late April in most locations, then persisted into early May.
Flood — Apr 17, 2023
Snowmelt flooding along the North Dakota Tributaries began in early to mid-April, with a few locations persisting into early May.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Pembina County, North Dakota:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Pembina County, North Dakota that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.