FEMA flood zones · North Dakota

Rolette County, North Dakota Flood Zone Map

4 flood insurance claims·$58,524 paid·14 federal flood & hurricane disasters

Less than 1% of Rolette County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Rolette County, North Dakota. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How deep the water got

outlet80″ door12″24″36″48″60″72″84″

In flood insurance claims here that reported a flood depth, the average was 13 inches.

Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.

Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.

Flood claims, year by year

The worst year was 1998, with 2 claims and $0 paid, the year of Flooding, Ground Saturation,severe Storms.

1996: 1 claims1998: 2 claims2001: 1 claims198019902000

Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.

In their words

7 NOAA storm reports from Rolette County describe what happened, in the words of the forecasters who covered it. Read the North Dakota flood stories →

Federal disasters

25 federal disaster declarations since 1969, 14 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter Storm And FloodingApr 22, 2022
FloodingMar 23, 2017
FloodingApr 22, 2013
FloodingFeb 14, 2011
Severe Storms And FloodingMar 13, 2009
Severe Storms, Flooding, And Ground SaturationMar 30, 2006
Severe Winter Storm And Record And/or Near Record SnowOct 4, 2005
Hurricane Katrina EvacuationAug 29, 2005

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

13 since 1996: 9 flash floods and 4 river or area floods.

EventDateDamage
FloodApr 16, 2023$20,000 · 1 killed
FloodFeb 15, 2011$200,000
Flash FloodJun 18, 2009$10,000
FloodMar 6, 2009$105,000
FloodApr 1, 2009$145,000
Flash FloodAug 21, 2008$20,000
Flash FloodJun 24, 2007$150,000
Flash FloodJun 26, 2005$33,000

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · Apr 16, 2023. The spring snow melt of 2023 saw many areas of flooding over North Dakota due to a record deep snow pack and relatively fast melt. Multiple counties experienced infrastructure damage due to the flooding. In addition, during the morning hours of April 16, a flood death (direct) occurred as a 54 year old female was driving a 2004 Ford Escape along ND Highway 66 near the intersection of 47th Avenue NE, to the northwe…

Flood · Feb 15, 2011. Flooding was the result of a minor early melt dislodging a stop log on a dam upstream of Belcourt along Ox Creek. Contributing to this flooding through Belcourt was the inappropriate disposal of heavy snow from the season into the creek bed. Flooded was a number of homes and the dialysis center at the local hospital. There were 26 Project Worksheets (PW). Estimated damages were $200,000.

Flash Flood · Jun 18, 2009. In the early afternoon of June 18th, Severe Thunderstorm Watch 465 was issued due to thunderstorms developing, and expected to be severe, in the vicinity of an approaching upper level low pressure system. Multiple severe thunderstorm warnings were issued. Several reports of large hail and severe thunderstorm wind gusts were received during the afternoon hours. In addition, flash flooding from very heavy rainfall w…

Flood · Mar 6, 2009. This devastating flooding continued into April, and in some cases worsened.||Western and central North Dakota experienced a snowy winter of 2008-2009. Bismarck, for example, had the snowiest December on record, which was also the snowiest month ever on record, with 33.3 inches of snow in December 2008. March 2009 was the fifth snowiest month on record with 29.7 inches. For the entire season Bismarck ended up the s…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Rolette County

If a building in Rolette County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.