Enter any address in Stutsman County, North Dakota to see its FEMA flood zone
Flash flooding from summer thunderstorms is the dominant flood character in Stutsman County. In August 2014, several waves of heavy rain caused overland, stream, river, and flash flooding across central North Dakota, with areas between Bismarck and Jamestown being hard hit. More recently, in June 2024, thunderstorms produced flash flooding in the county.
The National Flood Insurance Program (NFIP) data indicates that while Zone X and Zone X_Unshaded have seen the most claims, the highest average payouts and water depths have occurred in Zone UNKNOWN and Zone A. Homeowners in Zone A, and those in areas with unknown flood risk, should pay particular attention to flood potential.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
16 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Stutsman County, North Dakota has recorded 24 flood-related events since 1996 according to NOAA's Storm Events Database, including 18 flash floods and 6 river or area floods. The county has received 31 federal disaster declarations, 16 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1966–2025)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | Aug 7, 2025 |
| Severe Storm, Tornadoes, And Straight-line Winds | Severe Storm | Jun 20, 2025 |
| Severe Winter Storm And Straight-line Winds | Winter Storm | Dec 25, 2023 |
| Severe Winter Storm And Flooding | Severe Storm | Apr 22, 2022 |
| Flooding | Flood | Apr 1, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Flooding | Flood | Oct 9, 2019 |
| Flooding | Flood | Feb 14, 2011 |
| Flooding | Flood | Feb 26, 2010 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 2, 2024 | 500.00K |
| Flood | Jun 2, 2024 | 25.00K |
| Flood | Apr 16, 2023 | 40.00K |
| Flash Flood | May 23, 2014 | 400.00K |
| Flash Flood | Aug 16, 2014 | 10.00K |
| Flash Flood | Jun 20, 2013 | 10.00K |
| Flash Flood | Jun 26, 2011 | 45.00K |
| Flash Flood | Jul 23, 2011 | 25.00K |
| Flash Flood | Jun 20, 2011 | 10.00K |
| Flash Flood | Jul 15, 2011 | 10.00K |
Flash Flood — Jun 2, 2024
Thunderstorms developed during the afternoon and evening hours as an inverted surface trough, extending from low pressure in western South Dakota, and a warm front, extending from far south central North Dakota into the James River Valley, moved through. The initial severe storms produced tornadoes in Logan County and in Stutsman County. Both tornadoes touched down in open fields and impacted n...
Flood — Jun 2, 2024
Thunderstorms developed during the afternoon and evening hours as an inverted surface trough, extending from low pressure in western South Dakota, and a warm front, extending from far south central North Dakota into the James River Valley, moved through. The initial severe storms produced tornadoes in Logan County and in Stutsman County. Both tornadoes touched down in open fields and impacted n...
Flood — Apr 16, 2023
The spring snow melt of 2023 saw many areas of flooding over North Dakota due to a record deep snow pack and relatively fast melt. Multiple counties experienced infrastructure damage due to the flooding. In addition, during the morning hours of April 16, a flood death (direct) occurred as a 54 year old female was driving a 2004 Ford Escape along ND Highway 66 near the intersection of 47th Avenu...
Flash Flood — May 23, 2014
Scattered thunderstorms developed across south central and southeastern North Dakota during the late afternoon and evening hours. Some storms became severe and produced large hail, damaging winds, and very heavy rain.
Flash Flood — Aug 16, 2014
Several waves of heavy rain, with embedded non severe thunderstorms with torrential rain, moved through western and central North Dakota. There was overland, stream, river and flash flooding, mainly over the southern half of the western and central parts of the state. The hardest hit areas were between Williston and Dickinson, and between Bismarck and Jamestown. Up to six inches of rain fell fr...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Stutsman County, North Dakota:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Stutsman County, North Dakota that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.