FEMA flood zones · North Dakota

Williams County, North Dakota Flood Zone Map

19 flood insurance claims·$247,997 paid·8 federal flood & hurricane disasters

Less than 1% of Williams County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Williams County, North Dakota. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How deep the water got

outlet80″ door12″24″36″48″60″72″84″

In flood insurance claims here that reported a flood depth, the average was 10 inches.

Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.

Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.

Flood claims, year by year

The worst year was 1997, with 4 claims and $2,869 paid, the year of Severe Winter Storms and Blizzard Conditions and Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains.

1978: 2 claims1979: 1 claims1995: 1 claims1997: 4 claims1998: 1 claims1999: 1 claims2003: 2 claims2009: 1 claims2011: 3 claims2020: 1 claims2023: 2 claims19801990200020102020

Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.

In their words

7 NOAA storm reports from Williams County describe what happened, in the words of the forecasters who covered it. Read the North Dakota flood stories →

Federal disasters

19 federal disaster declarations since 1969, 8 of them floods, coastal storms or hurricanes.

DisasterBegan
Wildfires And Straight-line WindsOct 5, 2024
Severe Winter Storm And FloodingApr 22, 2022
Severe Storm, Straight-line Winds, And FloodingJun 7, 2021
Severe Winter StormApr 29, 2011
FloodingFeb 14, 2011
Severe Storms And FloodingMar 13, 2009
Hurricane Katrina EvacuationAug 29, 2005
SnowJan 23, 2004

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

12 since 1996: 4 flash floods and 8 river or area floods.

EventDateDamage
Flash FloodJun 10, 2021$800,000
Flash FloodJun 25, 2015$500,000
FloodJun 28, 2014$25,000
FloodJun 1, 2014$100,000
FloodMay 11, 2011$250,000
FloodJun 1, 2011—
FloodJul 1, 2011—
FloodAug 1, 2011—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Jun 10, 2021. A strong short-wave trough moved into the Northern Plains as a slow moving warm front lifted through North Dakota. Very strong instability developed by afternoon, along with increased deep layer shear. The initial storms occurred over west-central and northwest North Dakota. The main concern with these storms was large hail and tornadoes. Multiple tornadoes occurred over western McKenzie County over a similar loca…

Flash Flood · Jun 25, 2015. A variety of weak short waves moving through the region resulted in multiple thunderstorms developing. Initial storms in the mid-afternoon produced multiple funnel clouds, with large hail developing by late afternoon. The largest hail was quarter size, and reported in Ward and Dunn counties. Flooding started to become a concern in the evening as the slow moving storms became prolific rain producers, particularly o…

Flood · Jun 28, 2014. Very heavy rain continued over several days at the end of June. Three to five inches of rain fell from Minot through Sherwood, and from Crosby through Lignite to Stanley. The highest rain amount was seven inches from Renville County. Another high amount was 4.50 inches from Ward County. Damage was extensive. The state of North Dakota requested and was granted a Federal Disaster Declaration as a result of damages f…

Flood · Jun 1, 2014. Slow moving non-severe thunderstorms moved into western North Dakota late on May 31 and continued on June first. Thunderstorms were training and slow moving and resulted in flooding in northwest North Dakota, especially Divide and Williams counties, on June first.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Williams County

If a building in Williams County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.