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Beavercreek, Ohio Flood Zones

Check an Address in Beavercreek

Enter any address in Beavercreek, Ohio to see its FEMA flood zone

Flood Risk in Beavercreek, Ohio

Beavercreek has a population of 46,549 residents. Like many communities in Ohio, properties in Beavercreek may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Beavercreek. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Ohio Statewide Flood Data

Total NFIP Claims
28,101
Total Claims Paid
$365.7M
Active Policies
560,447
Avg Premium
$870/yr
Disaster Declarations
1,292
Peak Claims Year
2004

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in Beavercreek

FEMA assigns flood zone designations to areas in Beavercreek, Ohio:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Beavercreek

Properties in Beavercreek that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in Ohio is approximately $870 per year.

Even in low-risk zones, flood insurance is recommended — from 2014 to 2024, nearly one-third of NFIP claims came from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Ohio flood zone data →