Enter any address in Champaign County, Ohio to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Champaign County, OH. Over the past 30 years, NOAA Storm Events data recorded 34 flood events and 12 flash flood events, which resulted in one fatality. Recent examples include localized flooding on March 7, 2022, associated with showers and thunderstorms ahead of a cold front, and scattered showers and thunderstorms causing flooding on June 12, 2022.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone X and Zone X_UNSHADED have experienced significant water depths and payouts. Homeowners in these zones, as well as those in Zone A, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
1 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Champaign County, Ohio has recorded 46 flood-related events since 1996 according to NOAA's Storm Events Database, including 12 flash floods and 34 river or area floods. The county has received 11 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1978–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms | Severe Storm | Jun 29, 2012 |
| Severe Storms And Straight-line Winds | Severe Storm | Jun 29, 2012 |
| Severe Wind Storm Associated With Tropical Depression Ike | Severe Storm | Sep 14, 2008 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Winter Storms, Flooding, And Mudslides | Severe Storm | Dec 22, 2004 |
| Snow | Snowstorm | Dec 22, 2004 |
| Severe Storms And Flooding | Severe Storm | Aug 27, 2004 |
| Severe Storms And Flooding | Severe Storm | Aug 7, 1995 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Jun 29, 2025 | 0.00K |
| Flood | Apr 2, 2024 | 0.00K |
| Flood | Aug 21, 2022 | 0.00K |
| Flood | Jun 12, 2022 | 0.00K |
| Flood | Mar 7, 2022 | 0.00K |
| Flood | Mar 28, 2020 | 0.00K |
| Flood | May 17, 2019 | 0.00K |
| Flood | Jun 17, 2019 | 0.00K |
| Flash Flood | Jun 17, 2019 | 1.00K |
| Flash Flood | Jun 16, 2019 | 0.00K |
Flood — Jun 29, 2025
Scattered thunderstorms moved through the region in association with an upper level disturbance.
Flood — Apr 2, 2024
An area of showers and thunderstorms moved through the region during the early morning hours.
Flood — Aug 21, 2022
Showers and thunderstorms developed ahead of a low pressure system moving through the Ohio Valley.
Flood — Jun 12, 2022
Scattered showers and thunderstorms developed during the late afternoon and early evening hours as an upper level disturbance moved through the region.
Flood — Mar 7, 2022
Showers and thunderstorms ahead of an approaching cold front produced localized strong winds and flooding.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Champaign County, Ohio:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Champaign County, Ohio that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.