154 flood insurance claims·$2.8M paid·1 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Crawford County, Ohio. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Flash flooding from summer thunderstorms dominates the flood risk profile in Crawford County, accounting for 26 out of 38 total recorded flood events over the last 30 years alongside 12 general flood events.
Severe weather occurrences are documented in NOAA storm narratives, including a flash flood event on June 5, 2024, driven by a cold front and scattered thunderstorms, as well as a general flood event on May 9, 2021, which brought widespread rainfall totals of 2 to 3 inches from a passing low-pressure system.
Homeowners and real estate agents should pay the most attention to properties located within Zone A, which accounts for the vast majority of National Flood Insurance Program claims in the county with 112 filed, averaging $23,557 per payout and an average recorded water depth of 10 inches. Properties in Zone X and areas with unknown zone designations also show historical risk, with Zone X claims recording an average water depth of 16 inches and an average payout of $14,021.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
7% of Crawford County’s flood insurance claims were on properties rated outside FEMA’s high-risk zones.
120 NFIP claims with a recorded rated flood zone, 1978 to date. The zone is the one FEMA used to rate that policy, which may not match today’s map. Source: OpenFEMA NFIP claims.
In flood insurance claims here that reported a flood depth, the average was 9 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 2007, with 49 claims and $1.2M paid, the year of Severe Storms, Flooding, and Tornadoes.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
12 NOAA storm reports from Crawford County describe what happened, in the words of the forecasters who covered it. Read the Ohio flood stories →
15 federal disaster declarations since 1977, 1 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Tornadoes | Mar 14, 2024 |
| Severe Storms | Jun 29, 2012 |
| Record Snow And Near Record Snow | Mar 7, 2008 |
| Severe Storms, Flooding, And Tornadoes | Aug 20, 2007 |
| Hurricane Katrina Evacuation | Aug 29, 2005 |
| Severe Winter Storms, Flooding, And Mudslides | Dec 22, 2004 |
| Snow | Dec 22, 2004 |
| Severe Storms And Flooding | Aug 27, 2004 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
38 since 1996: 26 flash floods and 12 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | Jun 5, 2024 | — |
| Flash Flood | Jul 16, 2021 | $150,000 |
| Flood | May 9, 2021 | $20,000 |
| Flood | Jan 12, 2017 | $1,000 |
| Flash Flood | Dec 22, 2013 | — |
| Flash Flood | Jun 12, 2013 | $200,000 |
| Flash Flood | Jul 10, 2013 | $250,000 |
| Flood | Jul 10, 2013 | $200,000 |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · Jun 5, 2024. Knox County resided in the warm and moist sector during the early through late evening of the 5th as a cold front swept eastward from northwestern IN and the Lower Ohio Valley to far-western OH and far-southeastern IN. Ahead of the cold front, scattered thunderstorms, including supercells, developed along a surface trough axis and resided in an environment favorable for tornadic supercells. This environment was co…
Flash Flood · Jul 16, 2021. A cold front moved southeastward from Lower Michigan to Lake Erie during the evening and overnight of the 15th and then stalled in vicinity of the southern lakeshore by daybreak. This was in response to one surface low moving northeastward from southwestern Quebec toward the mouth of the Saint Lawrence River, while another low moved along the front from eastern Iowa to near the Michigan/Indiana border. Ahead of th…
Flood · May 9, 2021. A surface area of low pressure tracked from the high plains crossing northern Ohio on Sunday May 9th. Widespread light to moderate rain developed Sunday morning and was ongoing through much of the day. Temperatures were in the upper 30s to low 40s, and some snowflakes mixed in midday. As the system moved east, rain turned to snow in the primary snowbelt with reports up to 2��� in northwest Pennsylvania and G…
Flood · Jan 12, 2017. A surge of warm air with high moisture content moved into the region during the early morning hours of the 12th. Moderate to heavy rain showers developed over north central Ohio extending into northwest Pennsylvania with several locations receiving over an inch of rainfall. This first round of heavy rain waned by late morning, with light to moderate rainfall persisting through midday as temperatures climbed into t…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Crawford County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.