Enter any address in Darke County, Ohio to see its FEMA flood zone
Flash flooding from thunderstorms is the primary flood concern in Darke County. Over the past 30 years, NOAA data shows 58 flood events and 30 flash flood events. Recent examples include widespread showers and thunderstorms on April 4th, and heavy rain from a cold front on June 5th.
FEMA National Flood Insurance Program data indicates that properties in Zone A have experienced 15 claims with an average payout of $6,693 and an average water depth of 15.5 feet. Properties in Zone X have had 8 claims with an average payout of $12,569 and an average water depth of 2.2 feet. Homeowners in or near floodplains, especially those in Zone A, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
1 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Darke County, Ohio has recorded 88 flood-related events since 1996 according to NOAA's Storm Events Database, including 30 flash floods and 58 river or area floods. The county has received 13 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Tornadoes | Tornado | Mar 14, 2024 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslide | Tornado | May 27, 2019 |
| Severe Storms | Severe Storm | Jun 29, 2012 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Winter Storms, Flooding, And Mudslides | Severe Storm | Dec 22, 2004 |
| Snow | Snowstorm | Dec 22, 2004 |
| Severe Storms And Flooding | Severe Storm | Aug 27, 2004 |
| Severe Storms And Flooding | Severe Storm | Jul 4, 2003 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Apr 4, 2025 | 0.00K |
| Flood | Jul 9, 2024 | 0.00K |
| Flood | Jun 5, 2024 | 0.00K |
| Flash Flood | Mar 28, 2020 | 0.00K |
| Flood | Sep 8, 2020 | 0.00K |
| Flood | Apr 26, 2019 | 0.00K |
| Flood | Apr 20, 2019 | 0.00K |
| Flood | Jun 17, 2019 | 0.00K |
| Flood | Feb 7, 2019 | 0.00K |
| Flood | Sep 8, 2018 | 0.00K |
Flood — Apr 4, 2025
Widespread showers and thunderstorms occurred across the region as waves of low pressure moved east along a frontal boundary that was stalled out along the Ohio River.
Flood — Jul 9, 2024
Moisture associated with the remnants of Hurricane Beryl interacted with a weak boundary across the Ohio Valley to produce showers and thunderstorms, along with locally heavy rainfall.
Flood — Jun 5, 2024
A cold front moved through the Ohio Valley, causing showers and thunderstorms out ahead of it. Some of the storms produced heavy rain and flash flooding.
Flash Flood — Mar 28, 2020
Thunderstorms developed during the evening hours ahead of a cold front moving through the Ohio Valley. The thunderstorms continued into the early morning hours of the 29th.
Flood — Sep 8, 2020
Showers and thunderstorms developed during the afternoon and evening hours along a stalled frontal boundary that was stretching across central Ohio. The thunderstorms continued into the early morning hours of the 8th, producing areas of heavy rain.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Darke County, Ohio:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Darke County, Ohio that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.