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Defiance, Ohio Flood Zones

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Flood Risk in Defiance, Ohio

Defiance has a population of 17,066 residents. Like many communities in Ohio, properties in Defiance may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Defiance. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Flood Zone Types in Defiance

FEMA assigns flood zone designations to areas in Defiance, Ohio:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

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Flood Insurance in Defiance

Properties in Defiance that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

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