Enter any address in Fayette County, Ohio to see its FEMA flood zone
Flood events, including flash floods, are the primary flood hazards in Fayette County. Over the past 30 years, NOAA Storm Events data recorded 30 flood events and 19 flash flood events. For example, widespread flooding occurred in February 2022 due to 1.5 to 2.5 inches of rainfall. Another instance of localized flooding from heavy rainfall was noted in July 2025.
NFIP claims data indicates that properties in Zone A have experienced flooding with an average water depth of -0.5 feet and an average payout of $586. Properties in Zone X_UNSHADED have seen higher average payouts of $2,415 with an average water depth of 0.0 feet. A single claim in Zone X reported an average water depth of 24.0 feet with a payout of $4,001.
Homeowners in areas designated as Zone A, as well as those with properties near rivers or in floodplains, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
1 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Fayette County, Ohio has recorded 49 flood-related events since 1996 according to NOAA's Storm Events Database, including 19 flash floods and 30 river or area floods. The county has received 11 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1968–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms | Severe Storm | Jun 29, 2012 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Winter Storms, Flooding, And Mudslides | Severe Storm | Dec 22, 2004 |
| Severe Storms And Flooding | Severe Storm | Aug 27, 2004 |
| Severe Winter Storm And Record/near Record Snow | Severe Storm | Feb 14, 2003 |
| Blizzards & Snowstorms | Snowstorm | Jan 26, 1978 |
| Snowstorms | Snowstorm | Feb 2, 1977 |
| Tornadoes | Tornado | Apr 4, 1974 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Jul 14, 2025 | 0.00K |
| Flood | Feb 18, 2022 | 0.00K |
| Flash Flood | May 14, 2022 | 0.00K |
| Flood | May 14, 2022 | 0.00K |
| Flash Flood | May 6, 2022 | 0.00K |
| Flood | Mar 21, 2020 | 0.00K |
| Flash Flood | Feb 7, 2019 | 0.00K |
| Flood | Jul 6, 2019 | 0.00K |
| Flood | Jun 8, 2018 | 0.00K |
| Flash Flood | Jun 8, 2018 | 0.00K |
Flood — Jul 14, 2025
A low pressure system moved through the Great Lakes region, dragging a slow moving cold front through the Ohio Valley. Showers and storms developed out ahead of this frontal boundary, with some storms producing heavy rainfall and localized flooding.
Flood — Feb 18, 2022
Rain overspread the region through the day ahead of a low pressure system moving through the Ohio Valley. Rainfall amounts of 1.5 to 2.5 inches produced widespread flooding.
Flash Flood — May 14, 2022
Scattered thunderstorms developed during the afternoon and evening in a warm and humid airmass that was in place across the Ohio Valley.
Flood — May 14, 2022
Scattered thunderstorms developed during the afternoon and evening in a warm and humid airmass that was in place across the Ohio Valley.
Flash Flood — May 6, 2022
Slow moving showers and thunderstorms produced locally heavy rainfall as a low pressure system moved east along a stationary boundary situated across the Ohio Valley.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Fayette County, Ohio:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Fayette County, Ohio that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.