Enter any address in Hancock County, Ohio to see its FEMA flood zone
Flash flooding and general flooding events have occurred frequently in Hancock County over the last 30 years. Recent events include heavy rainfall in May 2025 due to slow-moving thunderstorms, and widespread rain in May 2021 associated with a low-pressure system.
National Flood Insurance Program (NFIP) data shows a significant number of claims in Zone A, with an average payout of $19,350 and an average water depth of 10.8 feet. Claims have also been filed in other zones, including Zone X, with an average payout of $18,752 and 4.6 feet of water depth, and Zone X_SHADED, averaging $17,233 and 8.0 feet of water depth.
Homeowners in Zone A, as well as those in areas with recorded flood events and higher water depths, should pay particular attention to flood risk. Properties in Zone X_SHADED and Zone X_UNSHADED, which have also experienced claims with substantial water depths, warrant careful consideration.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
24 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Hancock County, Ohio has recorded 52 flood-related events since 1996 according to NOAA's Storm Events Database, including 22 flash floods and 30 river or area floods. The county has received 14 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1965–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Tornadoes | Tornado | Mar 14, 2024 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms | Severe Storm | Jun 29, 2012 |
| Severe Storms And Straight-line Winds | Severe Storm | Jun 29, 2012 |
| Severe Storms, Flooding, And Tornadoes | Severe Storm | Aug 20, 2007 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Winter Storms, Flooding, And Mudslides | Severe Storm | Dec 22, 2004 |
| Severe Storms And Flooding | Severe Storm | Aug 27, 2004 |
| Severe Storms And Tornadoes | Severe Storm | Nov 10, 2002 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | May 15, 2025 | 1.20M |
| Flood | May 10, 2021 | 0.00K |
| Flood | May 9, 2021 | 0.00K |
| Flood | May 9, 2021 | 10.00K |
| Flood | May 19, 2020 | 0.00K |
| Flood | Apr 26, 2019 | 0.00K |
| Flood | Jan 24, 2019 | 0.00K |
| Flash Flood | Jun 2, 2019 | 60.00K |
| Flood | Jun 2, 2019 | 40.00K |
| Flood | Nov 18, 2017 | 0.00K |
Flash Flood — May 15, 2025
A broad, negatively-tilted mid level trough was slowly moving east across the lower Great Lakes during the overnight into early morning hours of May 15, 2025. Slow moving showers and thunderstorms associated with a weak surface trough across northwest Ohio and northeast Indiana, and broad isentropic ascent from an approaching warm front from the southwest, moved across Hancock County with seaso...
Flood — May 10, 2021
A surface area of low pressure tracked from the high plains crossing northern Ohio on Sunday May 9th. Widespread light to moderate rain developed Sunday morning and was ongoing through much of the day. Temperatures were in the upper 30s to low 40s, and some snowflakes mixed in midday. As the system moved east, rain turned to snow in the primary snowbelt with reports up to 2��� in northwes...
Flood — May 9, 2021
A surface area of low pressure tracked from the high plains crossing northern Ohio on Sunday May 9th. Widespread light to moderate rain developed Sunday morning and was ongoing through much of the day. Temperatures were in the upper 30s to low 40s, and some snowflakes mixed in midday. As the system moved east, rain turned to snow in the primary snowbelt with reports up to 2��� in northwes...
Flood — May 19, 2020
A slow moving upper low over Illinois combined with a conveyor belt of humid air over Ohio supported widespread showers and thunderstorms over southern and central Ohio on the afternoon and evening of the 18th. The weather conditions supported not severe weather but heavy rain. Rain rates of 2 inches an hour or higher were observed with storms that trained, or repeated over the same areas. Ove...
Flood — Apr 26, 2019
During the early morning hours of the 26th a large mesoscale complex moved from Indiana into western Ohio. Embedded thunderstorms produced heavy rain over the Blanchard watershed including the Eagle Creek. Rainfall reports ranged from 2.5 to 3.5 inches, most of which fell over a 4 hour timeframe.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Hancock County, Ohio:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Hancock County, Ohio that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.