Enter any address in Henry County, Ohio to see its FEMA flood zone
Flash flooding from thunderstorms is a notable hazard in Henry County, OH. Over the past 30 years, NOAA Storm Events data shows 10 recorded flash flood events and 8 flood events. For example, in June 2015, torrential rainfall led to flash flooding in Deshler, causing the evacuation of a care facility due to Brush Creek overflowing. More recently, in June 2019, thunderstorms caused flash flooding across eastern parts of the county, leading to road closures.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A experienced the highest average payouts and water depths, with 45 claims averaging $11,340 and 5.6 feet of water. Properties in Zone X_UNSHADED also saw significant payouts, averaging $16,468, though with much lower water depths. Homeowners in areas designated as Zone A, as well as those in Zone X_UNSHADED, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
6 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Henry County, Ohio has recorded 18 flood-related events since 1996 according to NOAA's Storm Events Database, including 10 flash floods and 8 river or area floods. The county has received 10 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms | Severe Storm | Jun 29, 2012 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Winter Storms, Flooding, And Mudslides | Severe Storm | Dec 22, 2004 |
| Severe Storms And Flooding | Severe Storm | Aug 27, 2004 |
| Severe Storms And Tornadoes | Severe Storm | Nov 10, 2002 |
| Severe Storms & Flooding | Flood | Mar 12, 1982 |
| Blizzards & Snowstorms | Snowstorm | Jan 26, 1978 |
| Snowstorms | Snowstorm | Feb 2, 1977 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 1, 2019 | 0.00K |
| Flash Flood | Jun 27, 2015 | 0.00K |
| Flood | Jun 27, 2015 | 0.00K |
| Flash Flood | Jun 19, 2011 | 0.00K |
| Flash Flood | May 14, 2011 | 0.00K |
| Flood | Feb 5, 2008 | 50.00K |
| Flood | Apr 20, 2000 | — |
| Flood | Jan 22, 1999 | 10K |
| Flash Flood | Feb 17, 1998 | — |
| Flash Flood | Jan 9, 1998 | — |
Flash Flood — Jun 1, 2019
Thunderstorms developed ahead of a cold front across northern Indiana and eventually moved into northwestern Ohio. Hail occurred in several locations with flash flooding as well across Henry county where roads in the eastern part of the county were closed for a period.
Flash Flood — Jun 27, 2015
Thunderstorms produced torrential rainfall in portions of northwestern Ohio. A combination of upstream rainfall in Fort Wayne, Indiana and rainfall across Putnam county set the stage for flash flooding in the town of Payne, forcing evacuation of parts of the town as several inches of rain fell both upstream in Indiana and over the area. A similar scenario took place in Deshler (Henry county) wh...
Flood — Jun 27, 2015
Thunderstorms produced torrential rainfall in portions of northwestern Ohio. A combination of upstream rainfall in Fort Wayne, Indiana and rainfall across Putnam county set the stage for flash flooding in the town of Payne, forcing evacuation of parts of the town as several inches of rain fell both upstream in Indiana and over the area. A similar scenario took place in Deshler (Henry county) wh...
Flash Flood — Jun 19, 2011
A warm front was moving into northwestern Ohio during the afternoon and evening hours. Isolated thunderstorms developed, producing torrential rainfall. This combine with very slow movement caused flash flooding across portions of Henry county.
Flash Flood — May 14, 2011
A weak surface trough and low pressure system tracking along it allowed for thunderstorms to develop across portions of northwestern Ohio. Weak flow parallel to the trough allowed for redevelopment of thunderstorms, producing rainfall rates of one to two inches per hour. This caused areas of flooding and flash flooding. No injuries were reported.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Henry County, Ohio:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Henry County, Ohio that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.