Enter any address in Huron County, Ohio to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Huron County. Over the last 30 years, NOAA Storm Events data shows 31 flash flood events and 9 general flood events. Recent examples include flash flooding on March 14, 2024, and August 23, 2023, driven by weather systems interacting with warm, moist air.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $11,559 and an average water depth of 4.4 feet. Zone X_UNSHADED also shows a significant number of claims, with an average payout of $9,894 and an average water depth of 4.5 feet. Properties in Zone X have had fewer claims, with lower average payouts and water depths.
Homeowners in Zone A and Zone X_UNSHADED should pay particular attention to flood risk. Residents in Zone X and those with properties in areas designated as Zone UNKNOWN or Zone X_SHADED may also face flood risks, though historical claim data suggests these areas have experienced fewer and less severe events.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
17 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Huron County, Ohio has recorded 40 flood-related events since 1996 according to NOAA's Storm Events Database, including 31 flash floods and 9 river or area floods. The county has received 14 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1969–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms | Severe Storm | Jun 29, 2012 |
| Record Snow And Near Record Snow | Snowstorm | Mar 7, 2008 |
| Severe Storms, Tornadoes, Straight Line Winds, And Flooding | Severe Storm | Jun 21, 2006 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Winter Storms, Flooding, And Mudslides | Severe Storm | Dec 22, 2004 |
| Snow | Snowstorm | Dec 22, 2004 |
| Severe Storms And Flooding | Severe Storm | Aug 27, 2004 |
| Power Outage | Other | Aug 14, 2003 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Mar 14, 2024 | 0.00K |
| Flash Flood | Aug 24, 2023 | 25.00K |
| Flash Flood | Aug 23, 2023 | 0.00K |
| Flash Flood | Jun 15, 2023 | 0.00K |
| Flash Flood | Jul 16, 2021 | 0.00K |
| Flash Flood | Jun 20, 2019 | 500.00K |
| Flash Flood | Jul 10, 2013 | 75.00K |
| Flood | Oct 30, 2012 | 40.00K |
| Flood | Feb 28, 2011 | 750.00K |
| Flash Flood | Feb 28, 2011 | 0.00K (1 deaths) |
Flash Flood — Mar 14, 2024
A cold front drifted south-southeastward from near the northern shore of Lake Erie and southern Lower MI to near the southern shore of Lake Erie and far-northwestern OH during the evening of the 14th as a warm and relatively-moist sector preceded the front in northern OH. Multicell and supercell thunderstorms occurred along and ahead of the front, and persisted generally eastward. Severe hail, ...
Flash Flood — Aug 24, 2023
An anomalously-warm and moist air mass was in place across much of the Central Plains and Midwest, resulting in strong to perhaps extreme instability in addition to tropical-like precipitable water values exceeding 2.0 inches. The Lower Great Lakes region, specifically northern Ohio and Northwest Pennsylvania found itself on the eastern edge of this heat dome. Strong northwest flow aloft persis...
Flash Flood — Aug 23, 2023
An anomalously-warm and moist air mass was in place across much of the Central Plains and Midwest, resulting in strong to perhaps extreme instability in addition to tropical-like precipitable water values exceeding 2.0 inches. The Lower Great Lakes region, specifically northern Ohio and Northwest Pennsylvania found itself on the eastern edge of this heat dome. Strong northwest flow aloft persis...
Flash Flood — Jun 15, 2023
A cold front moved into northwest Ohio the evening of Thursday, June 15. A weak surface low pressure developed along this front over southern Michigan earlier in the day and moved southeast across the western tip of Lake Erie during the evening. A warm front extended southeast of this low pressure along the western Lake Erie shoreline and then down towards central Ohio. Thunderstorms erupted al...
Flash Flood — Jul 16, 2021
A cold front moved southeastward from Lower Michigan to Lake Erie during the evening and overnight of the 15th and then stalled in vicinity of the southern lakeshore by daybreak. This was in response to one surface low moving northeastward from southwestern Quebec toward the mouth of the Saint Lawrence River, while another low moved along the front from eastern Iowa to near the Michigan/Indiana...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Huron County, Ohio:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Huron County, Ohio that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.