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Lawrence County, Ohio Flood Zones

Check an Address in Lawrence County

Enter any address in Lawrence County, Ohio to see its FEMA flood zone

The Flooding Character of Lawrence County

Flash flooding events are a significant concern in Lawrence County, OH, with 44 such events recorded in the last 30 years, alongside 61 general flood events. Recent examples include flash flooding in February 2025, attributed to substantial rainfall from a warm front and a passing low-pressure system. Another flood event occurred in February 2025, also linked to widespread precipitation.

National Flood Insurance Program (NFIP) data indicates that properties in Zone A have experienced the most claims, with an average payout of $9,715 and an average water depth of 6.0 feet. Properties in Zone X_UNSHADED have seen the highest average payouts at $22,491, with an average water depth of 4.2 feet. Homeowners in Zone A, Zone X_UNSHADED, and those located near waterways or in areas with a history of flooding should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Lawrence County

78 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Ohio flood stories →

Flood Risk Data for Lawrence County

Lawrence County, Ohio has recorded 105 flood-related events since 1996 according to NOAA's Storm Events Database, including 44 flash floods and 61 river or area floods. The county has received 16 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Lawrence County Disaster History

FEMA Disaster Declarations (1978–2020)

Disaster Declarations
16
Flood/Coastal Disasters
4
Latest Disaster
Covid-19 (2020-01-20)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Lawrence County

DeclarationTypeDate
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Flooding, And LandslidesFloodFeb 5, 2019
Severe Storms, Landslides, And MudslidesFloodFeb 14, 2018
Severe StormsSevere StormJun 29, 2012
Severe Storms And Straight-line WindsSevere StormJun 29, 2012
Severe Storms And FloodingSevere StormApr 4, 2011
Hurricane Katrina EvacuationHurricaneAug 29, 2005
Severe Storms And FloodingSevere StormAug 27, 2004
Severe Winter Storm And Record/near Record SnowSevere StormFeb 14, 2003

Recorded Flood Events in Lawrence County

NOAA Storm Events Database (1996–2025)

Total Flood Events
105
River/Area Floods
61
Flash Floods
44
Total Property Damage
$25.7M
Flood Deaths
2

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Lawrence County

TypeDateDamage
FloodMay 30, 20250.00K
Flash FloodSep 25, 20250.00K
FloodFeb 17, 20250.00K
FloodFeb 16, 20250.00K
Flash FloodFeb 16, 20250.00K
Flash FloodJun 15, 20250.00K
Flash FloodAug 13, 20250.00K
FloodApr 8, 20250.00K
FloodApr 6, 20250.00K
FloodApr 4, 20250.00K

Lawrence County Flood History

Flood — May 30, 2025

A warm front lifted into the area on the night of May 29th and remained present overhead until being ushered east by a low the evening of the 30th. Behind this system, a cold front approached from the north and slowly descended southward through the Ohio Valley on the 31st.||Rounds of rain moved across the area on the 30th, with some additional showers lingering overnight. Around an inch of rai...

Flash Flood — Sep 25, 2025

Showers and thunderstorms spread across parts of southeast Ohio as a cold front approached from the northwest on September 24th. Following a brief lull in the evening, activity redeveloped as the front approached the Ohio River late that night and then continued east across West Virginia on the 25th. Although the front exited the area by the evening of the 25th, scattered showers continued into...

Flood — Feb 17, 2025

Light precipitation started to arrive the evening of the 14th, then more substantial rain spread across the area overnight into the 15th as a warm front approached from the south. While precipitation coverage eroded from southeast Ohio and northwest West Virginia during the afternoon, moderate to heavy rain continued to trail across northeast Kentucky, southern West Virginia, and southwest Vir...

Flood — Feb 16, 2025

Light precipitation started to arrive the evening of the 14th, then more substantial rain spread across the area overnight into the 15th as a warm front approached from the south. While precipitation coverage eroded from southeast Ohio and northwest West Virginia during the afternoon, moderate to heavy rain continued to trail across northeast Kentucky, southern West Virginia, and southwest Vir...

Flash Flood — Feb 16, 2025

Light precipitation started to arrive the evening of the 14th, then more substantial rain spread across the area overnight into the 15th as a warm front approached from the south. While precipitation coverage eroded from southeast Ohio and northwest West Virginia during the afternoon, moderate to heavy rain continued to trail across northeast Kentucky, southern West Virginia, and southwest Vir...

Source: NOAA National Weather Service Storm Events Database.

Lawrence County NFIP Flood Insurance Claims

Total Claims Filed
391
Total Paid Out
$3.8M
Avg Claim
$12,044
Avg Water Depth
9.6 ft

Claims by Flood Zone

A Zones (High Risk)
191
X Shaded (500-yr)
11
X Unshaded (Low)
12

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Lawrence County

FEMA assigns flood zone designations to areas in Lawrence County, Ohio:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Lawrence County

Properties in Lawrence County, Ohio that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.