117 flood insurance claims·$1.3M paid
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Logan County, Ohio. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Over the last 30 years, flood events dominate Logan County's historical record, with 63 recorded flood events and 39 flash flood events. Severe weather patterns are driven by systems such as a cold front moving through the Ohio Valley, which causes showers and thunderstorms producing heavy rain and flash flooding, as observed during events in June 2024.
National Flood Insurance Program claims data indicates that properties located in various flood zones face distinct financial and water depth impacts. Zone A accounts for the highest claim frequency with 73 claims, featuring an average payout of $11,979 and an average recorded water depth of 8 inches. Meanwhile, unshaded Zone X properties experienced 23 claims with a higher average payout of $20,123 and an average recorded water depth of 11 inches. Standard Zone X recorded 11 claims with an average payout of $19,311 and an average water depth of 2 inches, and unknown zones logged 10 claims averaging $7,236 with an average water depth of 2 inches.
Homeowners, real estate agents, and journalists should pay the closest attention to properties situated within Zone A and unshaded Zone X, which show both significant claim volume and higher average payout and water depth metrics.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
24% of Logan County’s flood insurance claims were on properties rated outside FEMA’s high-risk zones.
96 NFIP claims with a recorded rated flood zone, 1978 to date. The zone is the one FEMA used to rate that policy, which may not match today’s map. Source: OpenFEMA NFIP claims.
In flood insurance claims here that reported a flood depth, the average was 7 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 2003, with 20 claims and $237,927 paid, the year of Severe Storms and Flooding.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
1 NOAA storm reports from Logan County describe what happened, in the words of the forecasters who covered it. Read the Ohio flood stories →
14 federal disaster declarations since 1978.
| Disaster | Began |
|---|---|
| Tornadoes | Mar 14, 2024 |
| Severe Storms | Jun 29, 2012 |
| Severe Storms And Straight-line Winds | Jun 29, 2012 |
| Hurricane Katrina Evacuation | Aug 29, 2005 |
| Severe Winter Storms, Flooding, And Mudslides | Dec 22, 2004 |
| Snow | Dec 22, 2004 |
| Severe Storms And Flooding | Aug 27, 2004 |
| Severe Storms And Flooding | May 18, 2004 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
102 since 1996: 39 flash floods and 63 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flood | Mar 14, 2024 | — |
| Flood | Jun 5, 2024 | — |
| Flash Flood | Jun 5, 2024 | — |
| Flood | Apr 2, 2024 | — |
| Flood | Aug 1, 2024 | — |
| Flood | Jul 24, 2023 | — |
| Flood | Mar 3, 2023 | — |
| Flood | Mar 7, 2022 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flood · Mar 14, 2024. Thunderstorms developed in an unseasonably warm and humid airmass ahead of an approaching cold front.
Flood · Jun 5, 2024. A cold front moved through the Ohio Valley, causing showers and thunderstorms out ahead of it. Some of the storms produced heavy rain and flash flooding.
Flash Flood · Jun 5, 2024. A cold front moved through the Ohio Valley, causing showers and thunderstorms out ahead of it. Some of the storms produced heavy rain and flash flooding.
Flood · Apr 2, 2024. An area of showers and thunderstorms moved through the region during the early morning hours.
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Logan County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.