Enter any address in Monroe County, Ohio to see its FEMA flood zone
Flash flooding from heavy rainfall events is the primary flood concern in Monroe County, OH. Between 1993 and 2023, NOAA Storm Events data recorded 48 flash flood events and 27 general flood events. Recent examples include widespread flash flooding in April 2024, following several days of heavy rainfall.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $13,433 and an average water depth of 8.8 feet. While Zone X and Zone X_UNSHADED have fewer claims, they have shown high average payouts and, in one instance, a significant water depth of 61 feet. Homeowners in Zone A, as well as those in areas with a history of significant water depth or high payouts, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
32 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Monroe County, Ohio has recorded 75 flood-related events since 1996 according to NOAA's Storm Events Database, including 48 flash floods and 27 river or area floods. The county has received 22 federal disaster declarations, 7 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1968–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Flooding, And Landslides | Flood | Feb 5, 2019 |
| Severe Storms, Landslides, And Mudslides | Flood | Feb 14, 2018 |
| Severe Storms | Severe Storm | Jun 29, 2012 |
| Severe Storms And Straight-line Winds | Severe Storm | Jun 29, 2012 |
| Severe Storms And Flooding | Severe Storm | Apr 4, 2011 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Winter Storms, Flooding, And Mudslides | Severe Storm | Dec 22, 2004 |
| Severe Storms And Flooding | Severe Storm | Aug 27, 2004 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Jan 25, 2024 | 0.00K |
| Flood | Jan 9, 2024 | 0.00K |
| Flood | Apr 3, 2024 | 1.00K |
| Flash Flood | Apr 2, 2024 | 0.00K |
| Flood | Jan 3, 2023 | 0.00K |
| Flood | May 6, 2022 | 10.00K |
| Flood | Feb 4, 2022 | 1.00K |
| Flash Flood | Jun 19, 2019 | 0.00K |
| Flood | Feb 7, 2019 | 0.00K |
| Flood | Dec 21, 2018 | 0.00K |
Flood — Jan 25, 2024
Rainfall of 1 to 1.5 inches on already wet ground created some small-stream and road flooding issues in portions of eastern Ohio.
Flood — Jan 9, 2024
A strong surface low pressure center was located over the middle Mississippi Valley during the morning of January 9th, and tracked across Ohio and the eastern Great Lakes through the 10th. Wind gusts of up to 55 MPH were recorded in Eastern Ohio. Also, numerous reports of rainfall in the range of 1 to 1.75 inches were received from area rain gauges. This rain created minor flooding issues on D...
Flood — Apr 3, 2024
Several rounds of showers and thunderstorms prompted a widespread flash flood problems across the Ohio River Valley on April 2nd to April 3rd. The synoptic pattern across the CONUS was a slow moving and deep elongated trough over the Great Plains phasing with a ejecting trough over the Midwest that created an area of converging moisture over eastern Ohio and western Pennsylvania. Overall, over ...
Flash Flood — Apr 2, 2024
Several rounds of showers and thunderstorms prompted a widespread flash flood problems across the Ohio River Valley on April 2nd to April 3rd. The synoptic pattern across the CONUS was a slow moving and deep elongated trough over the Great Plains phasing with a ejecting trough over the Midwest that created an area of converging moisture over eastern Ohio and western Pennsylvania. Overall, over ...
Flood — Jan 3, 2023
A warm front remained relatively stationary across the Upper Ohio Valley on January 3rd. An anomalously moist and warm air mass surged northward into the zone of convergence associated with the boundary, and combined with elevated instability to create enhanced rainfall rates. When looking at eastern Ohio, Noble and Monroe Counties received the highest storm total rainfall amounts of 1.5 to 2....
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Monroe County, Ohio:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Monroe County, Ohio that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.