Enter any address in Morgan County, Ohio to see its FEMA flood zone
Flash flooding from heavy rainfall events is a significant concern in Morgan County, OH. Over the last 30 years, NOAA Storm Events data recorded 16 flash flood events and 30 flood events, resulting in 3 fatalities. Recent examples include flooding in April 2024, where multiple rounds of showers and thunderstorms brought heavy precipitation, and April 2025, with persistent showers and thunderstorms associated with stalled frontal boundaries.
NFIP claims data indicates that properties in Zone A, which typically have no Base Flood Elevation (BFE) defined, have experienced the highest number of claims (93) with an average payout of $12,685 and an average water depth of 5.7 feet. Properties in Zone X also show substantial claim activity, with an average payout of $12,159, though with a lower average water depth of 1.9 feet. Homeowners in areas designated as Zone A, or those without a defined BFE, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
37 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Morgan County, Ohio has recorded 46 flood-related events since 1996 according to NOAA's Storm Events Database, including 16 flash floods and 30 river or area floods. The county has received 17 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1968–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Flooding, And Landslides | Flood | Feb 5, 2019 |
| Severe Storms, Landslides, And Mudslides | Flood | Feb 14, 2018 |
| Severe Storms | Severe Storm | Jun 29, 2012 |
| Severe Storms And Straight-line Winds | Severe Storm | Jun 29, 2012 |
| Severe Storms And Flooding | Severe Storm | Apr 4, 2011 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Winter Storms, Flooding, And Mudslides | Severe Storm | Dec 22, 2004 |
| Severe Storms And Flooding | Severe Storm | Aug 27, 2004 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Apr 6, 2025 | 0.00K |
| Flood | Apr 4, 2025 | 0.00K |
| Flood | Apr 3, 2024 | 0.00K |
| Flood | Apr 2, 2024 | 10.00K |
| Flood | Feb 22, 2022 | 5.00K |
| Flood | Feb 18, 2022 | 10.00K |
| Flood | Feb 18, 2022 | 1.00K |
| Flash Flood | May 6, 2022 | 1.00K |
| Flood | Feb 3, 2022 | 0.50K |
| Flood | May 20, 2020 | 3.00K |
Flood — Apr 6, 2025
A line of showers and thunderstorms followed a warm front across the Middle Ohio Valley and Central Appalachians during the morning of April 3rd. A cold front brought more precipitation into the area the night of the 3rd and then stalled over West Virginia through the morning of the 4th. Showers continued in the vicinity of the boundary, which slid to the south the afternoon of the 4th before b...
Flood — Apr 4, 2025
A line of showers and thunderstorms followed a warm front across the Middle Ohio Valley and Central Appalachians during the morning of April 3rd. A cold front brought more precipitation into the area the night of the 3rd and then stalled over West Virginia through the morning of the 4th. Showers continued in the vicinity of the boundary, which slid to the south the afternoon of the 4th before b...
Flood — Apr 3, 2024
Multiple rounds of showers and thunderstorms moved across parts of Ohio at the start of the month of April. An intense squall line raced through portions of southeast Ohio on the late morning of April 2nd, which spawned four tornadoes and caused numerous other locations to observe straight-line wind damage. Additional severe thunderstorms occurred late in the afternoon and into the evening of A...
Flood — Apr 2, 2024
Multiple rounds of showers and thunderstorms moved across parts of Ohio at the start of the month of April. An intense squall line raced through portions of southeast Ohio on the late morning of April 2nd, which spawned four tornadoes and caused numerous other locations to observe straight-line wind damage. Additional severe thunderstorms occurred late in the afternoon and into the evening of A...
Flood — Feb 22, 2022
A low pressure system tracking into the Great Lakes region swung a cold front into the Ohio Valley on February 22nd. Rain showers increased that evening as the surface front scooted closer towards southeast Ohio. The river gages for the Muskingum River at Beverly and McConnelsville as well as the gage for Duck Creek at Macksburg noted a rise due to the influx of rainfall, which resulted in mino...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Morgan County, Ohio:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Morgan County, Ohio that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.