Enter any address in Paulding County, Ohio to see its FEMA flood zone
Flash flooding from heavy rainfall events dominates the flood character in Paulding County. Recent examples include a flash flood event on June 30, 2017, caused by heavy rain, and a flood event on June 27, 2015, where torrential rainfall led to evacuations in Payne and Deshler.
National Flood Insurance Program (NFIP) claims data shows that while properties in Zone X have the highest average payout and water depth, properties in Zone A also experience significant claims with an average payout of $8,387 and an average water depth of 8.0 feet. Properties in areas with unknown flood zones also incur claims, though with lower average payouts and water depths. Homeowners in areas designated as Zone A, as well as those in Zone X, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
5 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Paulding County, Ohio has recorded 20 flood-related events since 1996 according to NOAA's Storm Events Database, including 11 flash floods and 9 river or area floods. The county has received 13 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1974–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms | Severe Storm | Jun 29, 2012 |
| Severe Storms And Straight-line Winds | Severe Storm | Jun 29, 2012 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Winter Storms, Flooding, And Mudslides | Severe Storm | Dec 22, 2004 |
| Severe Storms And Flooding | Severe Storm | Aug 27, 2004 |
| Severe Storms And Tornadoes | Severe Storm | Nov 10, 2002 |
| Flooding | Flood | May 2, 1996 |
| Severe Storms & Flooding | Flood | Mar 12, 1982 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 30, 2017 | 0.00K |
| Flash Flood | Jun 27, 2015 | 0.00K |
| Flood | Jun 27, 2015 | 0.00K |
| Flood | Jun 15, 2015 | 0.00K |
| Flash Flood | May 25, 2011 | 0.00K |
| Flash Flood | May 21, 2010 | 0.00K |
| Flood | Feb 6, 2008 | 50.00K |
| Flash Flood | Jun 13, 2004 | — |
| Flood | Jun 17, 2003 | 50K |
| Flash Flood | Jun 17, 2003 | 150K |
Flash Flood — Jun 30, 2017
Vigorous shortwave within generally weak to moderate low level flow and a very moist column helped to create a hazardous heavy rain event.
Flash Flood — Jun 27, 2015
Thunderstorms produced torrential rainfall in portions of northwestern Ohio. A combination of upstream rainfall in Fort Wayne, Indiana and rainfall across Putnam county set the stage for flash flooding in the town of Payne, forcing evacuation of parts of the town as several inches of rain fell both upstream in Indiana and over the area. A similar scenario took place in Deshler (Henry county) wh...
Flood — Jun 27, 2015
Thunderstorms produced torrential rainfall in portions of northwestern Ohio. A combination of upstream rainfall in Fort Wayne, Indiana and rainfall across Putnam county set the stage for flash flooding in the town of Payne, forcing evacuation of parts of the town as several inches of rain fell both upstream in Indiana and over the area. A similar scenario took place in Deshler (Henry county) wh...
Flood — Jun 15, 2015
The edge of strong high pressure was situated over northwestern Ohio as a series of disturbances moved into the region. In addition, the remnants of a tropical system added to already abundant moisture to set the stage for isolated severe storms and several rounds of torrential rainfall for parts of northwestern Ohio. Rainfall rates of two to three inches per hour were common with the stronger ...
Flash Flood — May 25, 2011
A warm front was located from southwestern Indiana into northwestern Ohio through the 25th and into the early morning hours of the 26th. Several waves moved along the front, with each one generating thunderstorms. Numerous hail reports were received, with pockets of wind damage as well as an isolated tornado.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Paulding County, Ohio:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Paulding County, Ohio that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.