105 flood insurance claims·$1.7M paid·3 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Pike County, Ohio. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
River flooding and flash flooding from storms dominate the flood history of Pike County, Ohio. Over the last 30 years, NOAA recorded 54 flood events resulting in one death, alongside 29 flash flood events resulting in one death. Recent events include heavy rainfall and thunderstorms driven by low-pressure systems and cold fronts in January 2023 and July 2025.
National Flood Insurance Program records show claims across multiple zones, with the highest concentration and severity in Zone A. Properties in Zone A account for 88 claims with an average payout of $18,099 and an average recorded water depth of 6 inches. Zone X accounts for 13 claims with an average payout of $14,527 and an average recorded water depth of 3 inches. Additional claims occurred in unknown zones and shaded Zone X areas with lower average payouts and shallower recorded water depths.
Homeowners, real estate agents, and journalists should pay the most attention to properties located within Zone A, where historical flood claims and recorded water depths are highest.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
1% of Pike County’s flood insurance claims were on properties rated outside FEMA’s high-risk zones.
89 NFIP claims with a recorded rated flood zone, 1978 to date. The zone is the one FEMA used to rate that policy, which may not match today’s map. Source: OpenFEMA NFIP claims.
In flood insurance claims here that reported a flood depth, the average was 5 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 1997, with 40 claims and $656,478 paid, the year of Severe Storms and Flooding.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
5 NOAA storm reports from Pike County describe what happened, in the words of the forecasters who covered it. Read the Ohio flood stories →
17 federal disaster declarations since 1968, 3 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Storms, Flooding, And Landslides | Feb 5, 2019 |
| Severe Storms, Landslides, And Mudslides | Feb 14, 2018 |
| Severe Storms | Jun 29, 2012 |
| Severe Storms And Straight-line Winds | Jun 29, 2012 |
| Severe Storms And Flooding | Apr 4, 2011 |
| Hurricane Katrina Evacuation | Aug 29, 2005 |
| Severe Winter Storms, Flooding, And Mudslides | Dec 22, 2004 |
| Severe Storms And Flooding | Aug 27, 2004 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
83 since 1996: 29 flash floods and 54 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flood | Feb 16, 2025 | — |
| Flood | Jul 9, 2025 | — |
| Flood | Sep 27, 2024 | $100,000 |
| Flash Flood | Sep 27, 2024 | — |
| Flood | Jan 3, 2023 | — |
| Flood | May 26, 2022 | — |
| Flood | Feb 17, 2022 | — |
| Flood | Feb 17, 2022 | $10,000 |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flood · Feb 16, 2025. A low pressure system brought heavy rainfall to the region as it moved through the Ohio Valley.
Flood · Jul 9, 2025. A low pressure system moved through the Great Lakes region, trailing a cold front through the area. Showers and thunderstorms developed ahead of the advancing cold front. Some storms produced gusty winds and heavy rainfall.
Flood · Sep 27, 2024. The remnants of Hurricane Helene moved through the Ohio Valley during the day.
Flash Flood · Sep 27, 2024. The remnants of Hurricane Helene moved through the Ohio Valley during the day.
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Pike County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.