Enter any address in Preble County, Ohio to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Preble County. Over the last 30 years, NOAA Storm Events data shows 38 flash flood events and 35 flood events. Recent examples include flash flooding on July 29, 2024, attributed to an upper-level disturbance, and flooding on April 11, 2024, caused by a low-pressure system moving through the Ohio River Valley.
National Flood Insurance Program (NFIP) claims data indicates that while Zone A areas have seen the most claims, properties in Zone X, including X_UNSHADED and X_SHADED, have also experienced claims with varying water depths and average payouts. Homeowners in areas designated as Zone A, as well as those in Zone X, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
2 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Preble County, Ohio has recorded 73 flood-related events since 1996 according to NOAA's Storm Events Database, including 38 flash floods and 35 river or area floods. The county has received 11 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms | Severe Storm | Jun 29, 2012 |
| Severe Wind Storm Associated With Tropical Depression Ike | Severe Storm | Sep 14, 2008 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Snow | Snowstorm | Dec 22, 2004 |
| Severe Storms And Flooding | Severe Storm | Aug 27, 2004 |
| Severe Winter Storm And Record/near Record Snow | Severe Storm | Feb 14, 2003 |
| Severe Storms & Flooding | Flood | May 23, 1989 |
| Blizzards & Snowstorms | Snowstorm | Jan 26, 1978 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 29, 2024 | 0.00K |
| Flood | Apr 11, 2024 | 0.00K |
| Flood | Mar 7, 2022 | 0.00K |
| Flood | Jun 30, 2021 | 0.00K |
| Flood | Jul 16, 2021 | 0.00K |
| Flash Flood | Jun 3, 2021 | 10.00K |
| Flood | Jun 3, 2021 | 0.00K |
| Flash Flood | Jun 3, 2021 | 0.00K |
| Flash Flood | Jun 30, 2020 | 0.00K |
| Flash Flood | Jun 30, 2020 | 3.00K |
Flash Flood — Jul 29, 2024
An upper level disturbance moving southeast across the region produced showers and thunderstorms during the overnight hours.
Flood — Apr 11, 2024
A low pressure system moving through the Ohio River Valley resulted in occasional showers and thunderstorms.
Flood — Mar 7, 2022
Showers and thunderstorms ahead of an approaching cold front produced localized strong winds and flooding.
Flood — Jun 30, 2021
Thunderstorms developed ahead of a cold front moving through the Ohio Valley. Some of the storms produced heavy rainfall.
Flood — Jul 16, 2021
Showers and thunderstorms moved across the Ohio Valley ahead of an approaching cold front during the afternoon and evening hours.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Preble County, Ohio:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Preble County, Ohio that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.