192 flood insurance claims·$1.2M paid
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Tuscarawas County, Ohio. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Flash flooding from summer thunderstorms and heavy rain events dominates the flood profile of Tuscarawas County, with NOAA records detailing 68 flash flood events alongside 37 general flood events and one recorded death over the last thirty years. Recent events illustrate this pattern, including training thunderstorms that produced isolated flash flooding on June 9, 2025, and a multi-day heavy rain system from April 2 to April 3, 2024, that dropped four to five and a half inches of rain across the region due to a slow-moving trough and converging moisture.
Federal insurance claims data demonstrates that flood risks extend across multiple zones within the county. FEMA records show 111 claims in high-risk Zone A with an average payout of $8,491 and an average recorded water depth of 14 inches. Additionally, moderate-to-low risk Zone X properties experienced 54 claims with an average payout of $12,086 and an average recorded water depth of 10 inches, while Zone UNKNOWN accounted for 27 claims averaging a $1,691 payout and 1 inch of recorded water depth.
Homeowners and real estate professionals with properties in FEMA Zone A should pay the closest attention to flood preparedness, given the higher frequency of claims and greater average water depths, while properties in Zone X also require vigilance due to significant average payout amounts from intense rain events.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
Less than 1% of Tuscarawas County’s flood insurance claims were on properties rated outside FEMA’s high-risk zones.
111 NFIP claims with a recorded rated flood zone, 1978 to date. The zone is the one FEMA used to rate that policy, which may not match today’s map. Source: OpenFEMA NFIP claims.
In flood insurance claims here that reported a flood depth, the average was 11 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 2004, with 61 claims and $452,767 paid, the year of Severe Storms, Flooding, Mudslides, and Landslides, Severe Storms and Flooding and Severe Winter Storms, Flooding, and Mudslides.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
34 NOAA storm reports from Tuscarawas County describe what happened, in the words of the forecasters who covered it. Read the Ohio flood stories →
13 federal disaster declarations since 1969.
| Disaster | Began |
|---|---|
| Severe Storms | Jun 29, 2012 |
| Severe Wind Storm Associated With Tropical Depression Ike | Sep 14, 2008 |
| Hurricane Katrina Evacuation | Aug 29, 2005 |
| Severe Winter Storms, Flooding, And Mudslides | Dec 22, 2004 |
| Severe Storms And Flooding | Aug 27, 2004 |
| Severe Storms And Flooding | May 18, 2004 |
| Severe Storms, Flooding, Mudslides, And Landslides | Jan 3, 2004 |
| Severe Storms, Flooding, And Tornadoes | Jun 24, 1998 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
105 since 1996: 68 flash floods and 37 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | Jun 9, 2025 | $2,000 |
| Flash Flood | Jul 9, 2025 | — |
| Flash Flood | Apr 2, 2024 | — |
| Flood | Apr 2, 2024 | — |
| Flash Flood | Jul 29, 2023 | — |
| Flash Flood | Aug 12, 2023 | $30,000 |
| Flash Flood | Aug 12, 2023 | $10,000 |
| Flash Flood | Jul 2, 2023 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · Jun 9, 2025. Showers and thunderstorms developed ahead of an approaching cold front on the 9th. A few training storms produced isolated flash flooding in Ohio and PA.
Flash Flood · Jul 9, 2025. A shortwave trough supported a swath of heavy rain along a PWAT gradient with values as high as 1.9 inches across far southwestern Pennsylvania and northern West Virginia. 500-1000 J/kg of MUCAPE and 20 knots of cloud bearing flow supported thunderstorms producing heavy rain and flash flooding.
Flash Flood · Apr 2, 2024. Several rounds of showers and thunderstorms prompted a widespread flash flood problems across the Ohio River Valley on April 2nd to April 3rd. The synoptic pattern across the CONUS was a slow moving and deep elongated trough over the Great Plains phasing with a ejecting trough over the Midwest that created an area of converging moisture over eastern Ohio and western Pennsylvania. Overall, over a span of 4 days, fo…
Flood · Apr 2, 2024. Several rounds of showers and thunderstorms prompted a widespread flash flood problems across the Ohio River Valley on April 2nd to April 3rd. The synoptic pattern across the CONUS was a slow moving and deep elongated trough over the Great Plains phasing with a ejecting trough over the Midwest that created an area of converging moisture over eastern Ohio and western Pennsylvania. Overall, over a span of 4 days, fo…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Tuscarawas County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.