Enter any address in Wood County, Ohio to see its FEMA flood zone
Flood events, including flash floods, are the primary flood character in Wood County, OH. Between 2013 and 2023, NOAA data recorded 21 flood events and 15 flash flood events. Recent occurrences include heavy rainfall in May 2020 and torrential rain from severe thunderstorms in June 2019.
National Flood Insurance Program (NFIP) claims data shows a range of payouts and water depths across different flood zones. Zone X_UNSHADED experienced the highest average payout of $15,361 with an average water depth of 7.6 feet, while Zone X_SHADED had the deepest average water depth at 13.4 feet, though with a lower average payout of $4,148. Zone A, typically considered high-risk, had 85 claims with an average payout of $7,353 and an average water depth of 5.0 feet.
Homeowners in Zone A, Zone X_UNSHADED, and Zone X_SHADED should pay particular attention to flood risk. Properties located in these zones, as well as those without a defined Base Flood Elevation (BFE), may face higher potential for flood damage.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
14 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Wood County, Ohio has recorded 36 flood-related events since 1996 according to NOAA's Storm Events Database, including 15 flash floods and 21 river or area floods. The county has received 10 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1969–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms | Severe Storm | Jun 29, 2012 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Storms And Flooding | Severe Storm | Aug 27, 2004 |
| Severe Storms And Tornadoes | Severe Storm | Nov 10, 2002 |
| Severe Storms, Tornadoes & Flooding | Severe Storm | Jul 12, 1992 |
| Blizzards & Snowstorms | Snowstorm | Jan 26, 1978 |
| Snowstorms | Snowstorm | Feb 2, 1977 |
| Tornadoes, Severe Storms & Flooding | Tornado | Jul 15, 1969 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | May 10, 2021 | 0.00K |
| Flood | May 20, 2020 | 20.00K |
| Flood | Jun 2, 2019 | 75.00K |
| Flood | Jun 1, 2019 | 0.00K |
| Flood | Jul 13, 2017 | 50.00K |
| Flood | Jun 29, 2015 | 250.00K |
| Flood | Jun 28, 2015 | 50.00K |
| Flood | Mar 13, 2015 | 25.00K |
| Flood | Nov 30, 2011 | 2.00K |
| Flood | Feb 28, 2011 | 10.00K |
Flood — May 10, 2021
A surface area of low pressure tracked from the high plains crossing northern Ohio on Sunday May 9th. Widespread light to moderate rain developed Sunday morning and was ongoing through much of the day. Temperatures were in the upper 30s to low 40s, and some snowflakes mixed in midday. As the system moved east, rain turned to snow in the primary snowbelt with reports up to 2��� in northwes...
Flood — May 20, 2020
A slow moving upper low over Illinois combined with a conveyor belt of humid air over Ohio supported widespread showers and thunderstorms over southern and central Ohio on the afternoon and evening of the 18th. The weather conditions supported not severe weather but heavy rain. Rain rates of 2 inches an hour or higher were observed with storms that trained, or repeated over the same areas. Ove...
Flood — Jun 2, 2019
During the morning hours of June 1, 2019, a few showers were present over western lower Michigan along a stationary front, before a developing low pressure over lower Michigan initiated thunderstorm development over southern Lower Michigan, generally oriented north to south and moving ESE. In the early afternoon, as these storms approached the Michigan/Ohio line, further storm development comme...
Flood — Jun 1, 2019
During the morning hours of June 1, 2019, a few showers were present over western lower Michigan along a stationary front, before a developing low pressure over lower Michigan initiated thunderstorm development over southern Lower Michigan, generally oriented north to south and moving ESE. In the early afternoon, as these storms approached the Michigan/Ohio line, further storm development comme...
Flood — Jul 13, 2017
Dew points across the region during the morning of the event were in the lower 70s with high moisture content throughout the air column. A prefrontal trough moved southward into the region during the morning hours of the 13th, triggering convection. The environment supported very high rainfall rates of 4 inches an hour or greater in strong storms. All combined conditions favored a high risk o...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Wood County, Ohio:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Wood County, Ohio that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.