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Beaver County, Oklahoma Flood Zones

Check an Address in Beaver County

Enter any address in Beaver County, Oklahoma to see its FEMA flood zone

The Flooding Character of Beaver County

Flash flooding from slow-moving thunderstorms dominates flood events in Beaver County. Recent events include a flash flood on June 18, 2024, caused by a slow-moving cold front that produced a line of showers and thunderstorms across the northern Panhandles. Another flash flood event occurred on May 28, 2023, when a supercell formed over Beaver County, producing both large hail and flooding rains.

While the National Flood Insurance Program has recorded only one claim in Beaver County, it was in Zone X, with no reported water depth or financial payout. Homeowners in areas prone to rapid rainfall accumulation and those located in lower-lying areas or near drainage paths should pay particular attention to flood risks.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Beaver County

6 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Oklahoma flood stories →

Flood Risk Data for Beaver County

Beaver County, Oklahoma has recorded 29 flood-related events since 1996 according to NOAA's Storm Events Database, including 28 flash floods and 1 river or area floods. The county has received 28 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.

Beaver County Disaster History

FEMA Disaster Declarations (2001–2026)

Disaster Declarations
28
Latest Disaster
Stevens Fire (2026-02-17)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Beaver County

DeclarationTypeDate
Ranger Road FireFireFeb 17, 2026
Stevens FireFireFeb 17, 2026
Severe Storms, Straight-line Winds, And TornadoesSevere StormJun 14, 2023
Severe Winter StormSevere Ice StormFeb 8, 2021
Severe Winter StormsSevere Ice StormFeb 8, 2021
412 Fire ComplexFireMar 7, 2020
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Straight-line Winds, Tornadoes, And FloodingSevere StormMay 7, 2019
Severe Storms, Tornadoes, And FloodingSevere StormApr 28, 2017

Recorded Flood Events in Beaver County

NOAA Storm Events Database (1996–2025)

Total Flood Events
29
River/Area Floods
1
Flash Floods
28
Total Property Damage
$48,000

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Beaver County

TypeDateDamage
Flash FloodJun 18, 20240.00K
Flash FloodMay 28, 20230.00K
Flash FloodMay 22, 20230.00K
Flash FloodJul 8, 20230.00K
Flash FloodJul 7, 20230.00K
FloodAug 10, 20200.00K
Flash FloodAug 23, 20190.00K
Flash FloodAug 27, 20140.00K
Flash FloodJun 22, 20140.00K
Flash FloodJun 6, 20140.00K

Beaver County Flood History

Flash Flood — Jun 18, 2024

A slow moving cold front moved south out of Kansas into the northern Panhandles during the evening of June 18 into the morning of June 19, 2024. The cold front along with upper level dynamics and abundant moisture throughout the atmosphere, combined to form a line of showers and thunderstorms across the northern half of the Panhandles, in particular for the Oklahoma Panhandle. Due to weak flow ...

Flash Flood — May 28, 2023

A few discrete supercells formed across the combined Oklahoma and Texas Panhandles on during the afternoon of the 28th, before a complex of storms moved from the northwest to southeast across the combined Panhandles. One of the discrete cells in the afternoon formed over Beaver County in the Oklahoma Panhandle and not only produced hail up to 2.5 in diameter, but also sat over the same area pro...

Flash Flood — May 22, 2023

Early in the afternoon on the 22nd, multiple storms developed across the south central to southeastern Texas Panhandle. Some of these storms produced hail up to 1.5 and some heavy rainfall causing flooding in Gray County. Later in the afternoon a supercell developed over Beaver County in the Oklahoma Panhandle with another supercell forming in southwest Kansas before moving into the central and...

Flash Flood — Jul 8, 2023

Early in the evening on the 8th a small cluster of storms moved southeast through Deaf Smith and Randall County from eastern New Mexico. Later into the evening a much larger complex of storms moved into the Oklahoma Panhandle from SE Colorado and SW Kansas, before entering the Texas Panhandle. It was this complex that brought widespread severe wind gusts and some heavy rain into the combined Pa...

Flash Flood — Jul 7, 2023

During the early morning hours of the 7th, a storm complex impacted portions of Kansas, western Oklahoma, and the far northeastern combined OK/TX Panhandle. This complex impacted Beaver County with 62 to 82 mph winds and heavy rain.

Source: NOAA National Weather Service Storm Events Database.

Beaver County NFIP Flood Insurance Claims

Total Claims Filed
1
Total Paid Out
$0
Avg Claim
$0

Claims by Flood Zone

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Beaver County

FEMA assigns flood zone designations to areas in Beaver County, Oklahoma:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Beaver County

Properties in Beaver County, Oklahoma that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.