Enter any address in Beckham County, Oklahoma to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood hazard in Beckham County. Over the past 30 years, NOAA Storm Events data shows 17 flash flood events and 6 flood events. Recent occurrences include heavy rainfall leading to flooding on August 29, 2022, and flash flooding on May 7, 2019, following severe thunderstorms.
National Flood Insurance Program (NFIP) data indicates that properties designated as Zone A have experienced numerous claims. These claims averaged $5,832 with an average water depth of 1.0 foot. While Zone X properties have had fewer claims, one claim averaged $18,754, though with no reported water depth.
Residents in Zone A areas, or those located near potential flash flood paths, should be particularly aware of their flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
1 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Beckham County, Oklahoma has recorded 23 flood-related events since 1996 according to NOAA's Storm Events Database, including 17 flash floods and 6 river or area floods. The county has received 28 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1986–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| 1170 Road Fire | Fire | Mar 15, 2026 |
| Severe Winter Storm | Severe Ice Storm | Feb 8, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 8, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | May 7, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Tornado | May 16, 2017 |
| Severe Winter Storm | Severe Storm | Jan 13, 2017 |
| Severe Winter Storms And Flooding | Severe Storm | Dec 26, 2015 |
| Severe Winter Storms And Flooding | Severe Ice Storm | Nov 27, 2015 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Aug 29, 2022 | 0.00K |
| Flash Flood | May 25, 2019 | 0.00K |
| Flood | May 8, 2019 | 0.00K |
| Flood | May 8, 2019 | 5.00K |
| Flash Flood | May 8, 2019 | 0.00K |
| Flash Flood | May 8, 2019 | 2.00K |
| Flash Flood | May 7, 2019 | 0.00K |
| Flood | Sep 5, 2018 | 0.00K |
| Flash Flood | Sep 24, 2016 | 0.00K |
| Flood | Aug 19, 2016 | 0.00K |
Flood — Aug 29, 2022
With the trough lingering over the area, thunderstorms developed once again during the afternoon with wind and hail reported. Heavy rainfall also led to flooding in some areas.
Flash Flood — May 25, 2019
Scattered supercells merged into a linear system that produced a variety of severe weather on the 25th.
Flood — May 8, 2019
Numerous supercell storms were followed by a large line of thunderstorms that produced severe weather on the evening and overnight of the 7th into the 8th.
Flash Flood — May 8, 2019
Numerous supercell storms were followed by a large line of thunderstorms that produced severe weather on the evening and overnight of the 7th into the 8th.
Flash Flood — May 7, 2019
Numerous supercell storms were followed by a large line of thunderstorms that produced severe weather on the evening and overnight of the 7th into the 8th.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Beckham County, Oklahoma:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Beckham County, Oklahoma that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.