Enter any address in Caddo County, Oklahoma to see its FEMA flood zone
Flash flooding from intense thunderstorms dominates flood events in Caddo County. Between 1993 and 2023, NOAA Storm Events data recorded 46 flash flood events and 11 general flood events. Recent occurrences include flash flooding on June 8, 2022, and August 30, 2019, which were associated with severe thunderstorms producing hail and wind damage.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A, typically areas with higher flood risk, have seen 31 claims averaging over $26,000. However, properties in Zone X, often considered moderate flood risk, have experienced fewer claims but with a higher average payout of over $60,000 and significant water depths. Homeowners in Zone A, as well as those in Zone X, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
6 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Caddo County, Oklahoma has recorded 57 flood-related events since 1996 according to NOAA's Storm Events Database, including 46 flash floods and 11 river or area floods. The county has received 44 federal disaster declarations, 6 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1982–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | May 19, 2024 |
| Severe Winter Storm | Severe Ice Storm | Feb 8, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 8, 2021 |
| Severe Winter Storm | Severe Ice Storm | Oct 26, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | May 7, 2019 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 28, 2017 |
| Severe Storms And Flooding | Flood | Jun 11, 2016 |
| Severe Winter Storms And Flooding | Severe Storm | Dec 26, 2015 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Jun 8, 2022 | 0.00K |
| Flash Flood | Jun 8, 2022 | 0.00K |
| Flash Flood | Aug 30, 2019 | 5.00K |
| Flash Flood | May 25, 2019 | 0.00K |
| Flash Flood | May 24, 2019 | 0.00K |
| Flood | Jun 23, 2019 | 0.00K |
| Flash Flood | May 20, 2019 | 0.00K |
| Flash Flood | May 8, 2019 | 5.00K |
| Flash Flood | Oct 7, 2018 | 0.00K |
| Flood | Apr 29, 2017 | 0.00K |
Flood — Jun 8, 2022
A complex of storms moved into western Oklahoma from the Texas panhandle during the early morning hours of the 8th, with reports of large hail and severe wind gusts received.
Flash Flood — Jun 8, 2022
A complex of storms moved into western Oklahoma from the Texas panhandle during the early morning hours of the 8th, with reports of large hail and severe wind gusts received.
Flash Flood — Aug 30, 2019
A highly unstable airmass and a cold front produced intense thunderstorms with widespread various severe hazards including widespread wind damage across the OKC metro area.
Flash Flood — Aug 30, 2019
A line of thunderstorms brought heavy rainfall and isolated severe hail and wind reports.
Flash Flood — May 25, 2019
Scattered supercells merged into a linear system that produced a variety of severe weather on the 25th.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Caddo County, Oklahoma:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Caddo County, Oklahoma that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.